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Usually cars are insured for that specific vehicle. Clauses in the policy will detail the coverage of other drivers and any exclusions such as age or license requirements etc. If you have the drivers permission you are usually covered so long as you meet these clauses. To get insurance that covers any car you personally drive you will have to contact the insurance companies to go through what you require.
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Usually it does, you would have to check to see if you have a broad coverage policy or not.
Answer Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on th…e policy. Answer An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.
Answer Yes there is. Just find a insurance agent and they could set you up.
You need to check with your current insurance carrier. In my case I am insured thru Farmers, and with them as long as you carry full coverage on the rig you own and drive tha…t same coverage will be with you in any rig you drive except commercial rigs.
If my daughter does not own a car and is not listed on my insurance policy can she drive friends cars and does their insurance cover any accident she may have?
Answer Subject to any exclusions in their policy, with permission she would likely be considered an insured driver, but many many exclusion, and one is that she …isn't a 'regular'' driver, without being rated on the policy of course.
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company c…ars. Best Regards, "T"
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to …the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
Not in the UK. It is probably the same elsewhere in the world Home insurance will cover your legal liability, but not while driving a auto. Hence auto insurance. the best u c…an get out of ur home insurance is maybe ur contents in an auto accident.
You are driving a friends car but your car has insurance and his car has his insurance will you be covered?
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow som…eone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
Assuming your car is insured any driver is normally considered an insured also. However, if this driver is a spouse, child or someone who regularly drives the car and the "dri…ver" has a bad record and you don't want to pay the premiums, your insurer could deny the claim. Also the owner of the car is ultimately responsible lending your car out ruins friendships.
Yes. U. S. auto policies allow vacation or business driving into Canada. Keep in mind that this does not mean someone can buy insurance in one place and live in another pl…ace. This is called insurance fraud and not only punishable by denial of claims but also by prison and or fines. U. S. auto insurance does not extend such privilege into Mexico. All U.S. auto coverage ends at the Mexican border.
Depends on your insurance contract, look at the small print. Some contracts permit you to drive other cars with the owners permission, but, in the UK, give 'Third Party Only I…nsurance', meaning that if you have an accident, the insurance covers the car you have bashed, but not the car you are driving. So check your policy carefully.
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get i…nvolved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
Ordinarily, a person must be named on the policy as a user of the vehicle in order to be insured under the liability coverage. This is because in setting the premium, the insu…rer takes into account the driver(s) ages, experience, driving record, and other factors.
Yes. It covers you no matter where you are as long as you are paid up for your coverage and it is an active policy.
An Umbrella policy