What is a credit privacy number?

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***The Credit Privacy Number!***


The CPN is a nine-digit number that has the exact same genetic makeup of a Social Security Number. This is not a government issued number like an EIN or TIN. This number is NOT a new social and NOT a tax ID or EIN. It is simply an available file number at the credit bureaus that can have financial information reported. You have the right to establish this number only once, so do not abuse it. This explanation is not here to advise anyone to misrepresent your Social Security Number, as you are completely responsible for any debts you incur using your Credit Privacy Number.
It is your legal right to keep your Social Security Number private, and use a separate number for any credit related purposes. You are only required by law to disclose your Social Security Number to the Internal Revenue Service, your employer, when registering a motor vehicle, buying a firearm, or applying and obtaining a federally-insured loan such as FHA, Sallie Mae, etc. I encourage you to use the laws to your advantage. Each credit bureau works on a different schedule.
In addition, the CPN is used by celebrities, congress members/government workers, and witness protection reasons. For example, celebrities use it because the media can use their SS# to track what they are buying and where they are simply by tracking their credit cards. Further, in example, congress holds special privileges to the law; therefore, their privacy needs to be protected. In another example, witnesses under protection can be located if they use their true social security number for transaction. This is the reason why there is the existence of a Credit Privacy Number program.
Legality of the CPN:
Presently, federal law allows the ability for someone to legally use a private ID # for financial reporting purposes instead of a Social Security Number. Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act:
...(a) (1) It shall be unlawful for any Federal, State or Local Government
Agency to deny any individual any right, benefit, or privilege provided by
law because of such individual's refusal to disclose his or her's Social
Security Account Number.
The law states that No federal, state, or local government agency may deny you any right, privilege or benefit due to your refusal to provide your SS # for any other reason than producing money for retirement account with the Social Security Administration, the IRS and your employer today. Credit Bureaus are not legally allowed to "require" your Social Security Number. In our country's present credit reporting system a person may be assumed guilty and then must expend a great deal of time and resources to prove his or her innocence. Additionally, once a negative item is in a credit file it may remain long past the 7 year time period most people believe is used. Additionally, a misreported item can show up in a credit report multiple times.
When it comes to credit, banking and loans, there are two things you must know. The first relates to the law pertaining to the usage of your social security number as an identification tool. The second, credit bureaus are private companies and are not affiliated with the government in any way, whatsoever. Although, the credit bureaus would like you to think otherwise.
---What all this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except when required to do so. All that to say: Instead of a Social Security Number, with the right planning, you now have the opportunity to establish a Credit Privacy Number (CPN), as it is your right to have one.
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Are credit card numbers repetitive?

No. The process of selecting cc numbers is governed by the American National Standard Institute and the International Standard Institute. They do not make the information public. One part of the process is the Luhn Algorithm, which is way to complicated to impart and for most laypersons to comprehen (MORE)

How many numbers does a credit card have?

4 from 13 digits it could have on any other credit card but if your name is ice king and use use bucks or an ice credit card and live an a ice palace NONE, jk the ice king part is a joke!

How many numbers are on a credit card?

The number of digits on a credit card varies by the issuer, however, ISO standards for credit cards call for 15 or 16. Visa, Mastercard and Discover cards have 16 digits. American Express cards have 15 digits.

How do you establish credit with your ein number?

From all accounts and what I have read Using your EIN or federal tax ID number constitutes a federal Crime and is considered civil fraud by many states. This violation of law can bear fines and/or prison time. There are many scams on the internet that instruct people to use their EIN in place of (MORE)

What is a credit card number?

A credit card number is a unique representation of a network (credit card network), a bank (issuing bank) and an account number (specific to account holder) combined to represent a unique representation for an individual with credit.

What do the numbers on a credit card mean?

The first digit of a credit card indicates the type of credit cardyou are holding. Three is American Express, 4 is a Visa card, 5 isMasterCard, and 6 is Discover. The numbers that follow identify theissuing institution; indicate the type of card, whether debit orcredit; and are numbers assigned to y (MORE)

How many number are on a credit card?

Answer . 16. Answer . 16 . It depends on the type and who issues the card. xxxx-xxxx-xxxx-xxxx . that is how many numbers? . 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 . 4x4=? 16!!!! 16 numbers on a credit card . Answer . Depends on the card company: Visa, MC, and Discove (MORE)

What is a credit profile number?

Credit Profile Number - General term given to any nine digit or multi-digit number used to obtain credit. Examples of such numbers include the Social Security Number, the Taxpayer Identification Number, the Employer Identification Number, and the Credit Privacy Number.

How do you apply for a credit privacy number?

A Credit Privacy Number is a general term given to any number with the same genetic makeup as a SSN and can be used for credit and banking purposes. These numbers can be obtained legally from the IRS. Many companies offer e-books and CPN manuals, others offer complete CPN validation and tradeline at (MORE)

Where do you register for a credit privacy number?

Credit Privacy Numbers are free to everyone. Just make sure you do your research in terms of the legal uses of a CPN. There's plenty of information at www.cpnheadquarters.com. They have some basic info, and also an E-book to purchase if you want to get the step-by-step.

Obtain a credit privacy number free?

Credit Privacy Numbers are free to everyone. www.cpnebook.com has information on how to obtain a CPN for free, but always be sure you do your due diligence in terms of the researching legal uses of a CPN.

Why did you received a privacy policy letter for a credit card from a credit card company that you do not remember applying for?

Good Question. As I just received one in the mail today. Sometimes it could be your kids registering credit cards in your name. It could also be direct marketing campaigns designed to buy a product or service. When you purchase a product or service & give the company your name and address, the chanc (MORE)

Can you fake credit card numbers?

Yes, you can fake credit card numbers. However, it is illegal and unethical. It seems like a victimless crime, but it is not. It can also land a person in prison for a decent amount of time.

Is the credit profile number legal?

Yes, Credit Profile Numbers (CPNs) are legal. However, some companies are selling e-books with fasle and criminal information. Many companies are claiming that a person can use an SSN Validator to find an unissued SSN. From there companies claim that you can simply use the number to apply for credit (MORE)

Are secondary credit numbers legal?

Yes Secondary credit numbers are LEGAL, based on the 1974 Privacy Act, as long as you don't abuse the number. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V you have the right to keep your Social Security Number priva (MORE)

How do you create a credit profile number?

How to get one doesn't matter. What does matter is that they don't work. You need a new SSN. Having financial troubles? Perhaps would like to disappear from an unfortunate run in with law enforcement? Either way, I can help you. gtotramadol@yahoo.com No BS, no books, no programs. Just the real d (MORE)

What number does good credit start at?

620 is generally a good number, if you are around 650 and above and have good payment history, you should be able to get approve for credit lines.. Check here at www.goodcreditstart.info to get more credit repair advice and tips.

What is a virtual credit card number?

Virtual credit cards are best alternative used for account ownership verification for paypal, ebay, amazon, etc. They are also used for shopping online and preferred by online users who either do not have a credit card or those who afraid of using their actual credit card numbers due to fear of bein (MORE)

What is a cvv2 number on a credit card?

Its a 3 digit number on the backside of every credit card. It is a verification number that would be required for performing internet transactions using the card.

What are the numbers on a credit card?

A typical credit card has sixteen numbers. The first set of six digits number is the issuer identifier, and the last digit number is called the check digit that is generated to satisfy certain conditions. The set of nine digits number left in the middle is the account number of the credit card. www. (MORE)

How can you get someone's credit card number?

It is written right on the card, and few people are wary enough that people do not see it. Every business that accepts that credit card has a record of it. But the only reason for needing it otherwise...would be to illegally use it. So getting someone's credit card number is only the prelude to a c (MORE)

Where is the credit card number on a credit card?

There are 2 sets of numbers on a credit or charge card. The card number is usually 16 digits long and on the front of the card. The CVV number is usually on the back of the card and 3 digits long. American Express cards have a 4 digital cvv code on the right hand side of the front of the card.

How much numbers does a credit card have?

Credit cards have a series of 14-16 digits, beginning with the numbers 3, 4, 5 or 6. American Express cards begin with 3 and have 15 digits. Diners Club and Carte Blanche (JCB) cards begin with 3 and have 14 or 16 digits. Visa cards begin with 4 and have 16 digits. (Old cards used to have 1 (MORE)

What is a cc number on a credit card?

The CC number on a credit card, is the 16 digit number on thefront. The CVC number, is the three-digit number on the back of thecard, next to the magnetic strip.

What is the number of the credit card VISA?

One can tell that a credit card is a VISA card if the first digit of the card number begins with a 4. There are, however, a few exceptions including the following: 4903 4905 4911 4936

Who is credited with discovering prime numbers?

It is hard to for historians to know exactly who "discovered" prime numbers. It is believed that the ancient Egyptians had some knowledge about prime numbers. However it was the ancient Greeks who get most of the credit for being the "first" to study prime numbers.

Which banks for which credit card numbers?

To locate the Financial Institution that issued your card you need the first six numbers of the card. This is known as the bank Prefix. Binbase.com is one of the many websites that provides an IIN database that you can use to locate the bank with the prefix. You can use a search engine to locate oth (MORE)

What a good credit card number?

666 is one of best numbers on card, but if you've got card with all numbers 6 (card number 16 digits) then you can spend on purchases unlimited amount and without apr.

What is the phone number for Franklin Credit?

Franklin Credit, the home loans specialist, can be reached in the United States under number 1 800 255 5897. Franklin Credit is also reachable using a web contact form, where you can ask them to contact you via email or phone.

Who is credited with an atomic number?

Ellucidating the explanatory power of atomic number, especially forchemistry, was the result of work by several people, includingMendeleev, Bohr, Rutherford, Moseley, van den Broek and Chadwick.You might be interested in the detail provided by the atomic numberwikipedia article.

What is the authorization number on a credit card?

It is a five or six numbers generated by an issuing bank, using a credit card, for the purpose of validating a credit card whenever it is approved in the sale of a service. Here the authorization code is to approve the transaction. Here i prefer virtual credit card for transactions.