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What is a group insurance plan?

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Group insurance is typically offered at your job. It is a group of people paying considerably lower insurance premiums to the insurance company. Sometimes the lower premiums only apply to the employees, when you add on family members it can be expensive, depending on the size of the "group." Some employers will pay all of or a portion of the employee's premium, making it affordable to add on family members. Most of the time you will need to sign up for the insurance during an "open enrollement "period. In most cases, if you miss the open enrollment period you can't get the insurance until the next open enrollment period.
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What is a private insurance plan?

Private insurance plans include all forms of health insurance that are not funded by the government.

Does an employee with existing group health insurance have to enroll into Medicare at age 65 buy a supplemental plan then drop the group health insurance?

You have a choice to stay in your employer's plan or join Medicare. When you do stop working and lose your group health plan, make sure you enroll in Medicare within 8 months.

Is pregnancy a pre existing condition when enrolling in a group insurance plan?

Answer (applies to the United States only)   NO! If you are having any trouble with group insurance and a pregnancy not being covered, contact your insurance commissioner

How group insurance plans differ from individual private plans?

Generally, group plans pay for more medical services and have lower co-pays and deductibles than individual plans. Group plans also are more likely to cover mental health serv

How can you locate a dental insurance plan?

The National Association of Dental Plans has a dental plan locator on their website. Just put in your state and search for individual insurance. It will bring up a list of com

What is a PPN insurance plan?

Following the success of Preferred Provider Network (PPN) of hospitals to provide cashless transaction for health insurance policyholders

How group insurance plans differ from individual-private plans?

The group insurance plans are ususally NOT portable, which means you can't take them with you if you change jobs. Most group plans do not require proof of medical insurability

What are the best health insurance plans?

The best health insurance plans are HMO's which are provided by an employer. These include Anthem as well as Aetna.

Is tricare insurance a comprehensive insurance plan?

Tricare insurance is a comprehensive insurance plan offered in the United States of America. It is renowned for service military personel and their families and services count

When is Medicare primary under a Group Insurance Plan?

Medicare is only secondary to your group coverage if you work for a company with 20 or more employees (could be a combination of part-time and full-time, based on total number

Why do group health insurance plans usually have better coverage and lower premiums than individuals plans?

Since group health insurance plans usually cover say 500 heads at a time, the Insurance Company has the option to offer lower premiums for economy,than charging for an individ
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What companies offer the best group health insurance plans?

Some of the most popular and highly rated companies across the US in general for group health insurance coverage include Blue Cross Blue Shield, Cigna, and Aetna. However, in