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If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.

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Q: What is my primary insurance my husband's plan at work or medicare?
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Whose insurance is primary when husband is retired not on medicare and wife is working?

It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.


Can medicare be used for secondary insurance if the primary insurance is paid by your employer?

Medicare is primary if your group is under 20 lives. 20 lives or more and medicare is secondary to your employer paid group plan.


How do you get medicare as your primary insurance if you have horizons select as your primary you want to change?

You cannot decide which insurance is primary and which is secondary. Their is nothing you can do to determine this. Within each policy it specifies when each policy is primary or secondary. With Medicare, it is always going to be secondary to insurance provided by an employer or retirement plan.


What is Supplemental Medical Insurance?

Supplemental Medical Insurance is in addition to your primary insurance. It is used to help cover the cost of copays, deductibles, and co-insurance. The most common time of SMI is Medicare Supplement Plan. It helps to cover what the medicare plan doesn't. If a person were to have Medicare Part A & B and also and AARP Supplement plan, it covers their copays for benefits and helps with covering costs of prescriptions.


Is Aetna Medicare primary over Medicare?

The answer depends on what type of Aetna Medicare Plan you have. If you have an Aetna Medicare Supplemental Plan, then Original Medicare pays first and the Aetna plan pays secondary If you have an Aetna Medicare Advantage HMO Plan, then the Aetna plan will always be primary as Medicare has assigned the benefits over to Aetna for processing and administration.


How do I know which health insurance is primary Medicare or a group plan at work This concerns my son who receives SS Disability and Medicare, but is also a dependent on my insurance through work.?

The best way to tell is to call your work-based health plan and ask them directly.


What does it mean for a patient to have dual insurance coverage?

This refers to the case in which a patient is insured by more than one insurance plan. For example, a Medicare patient is generally covered for 80% of charges for a physician visit. In this case , he or she would usually be responsible for the remaining 20% of charges. However, if he or she has dual insurance coverage and is also covered by a supplemental plan. Medicare plus, this secondary plan would generally pay the amount not covered by the patient's primary insurance plan, Medicare.


You have Medicare as primary insurance and BCBS as secondary insurance Do you pay the copay on the secondary insurance?

The answer to this question depends on what kind of secondary insurance you have - is it a group health plan? Is it a supplement? If Medicare is primary, there are still deductibles, copays, coinsurance that would need to be satisfied by your secondary insurance. Based on your question, I'm assuming that you have a group health plan with a copayment as your secondary insurance. If so, then yes, you would pay your copayment but it would not exceed the part B deductible.


Do you have to have Medicare Part B if you have a medicare supplemental plan?

Yes; by definition, Medicare supplemental insurance "supplements" Medicare A & B.


What is Medigap insurance?

Medicare does not offer complete health insurance protection. Medigap insurance is a type of plan intended to supplement Medicare coverage


If you have an HMO Medicare Plan that you are not satisfied with can you go back to Medicare being the primary plan?

Yes. All you have to do is send in a cancellation letter or send it to your insurance agent and have them send to the HMO company. Once they receive it, they will then have medicare reinstated as your primary health care. Maybe get in contact with your agent and see about a medicare supplement policy. They will cover any gaps that medicare doesn't pay providing you can answer all their health questions yes.


Your husband has medicare and a health plan from his employer which plan should be the primary plan?

Where I work, the employer plan would be secondary and medicare would be primary. It might depend on how the company has it set up but I can't imagine any company today wanting to be the primary insurer.