That is tough to answer. It really depends upon if you are talking about and HMO, PPO, or HSA (HDHP) style of plan and where you are located. The most common deductible in the northwest, where I am, is 250-500 and the most common plan types are PPO and HMO. Movement over the past few years has been toward 500 and $1000 is starting to gain tracktion.
If your talking about life insurance, they're looking to see how many people die on average in that group in a year. With health insurance they're looking for the average payout for medical coverage for that group in a given year. They use this to determine rates.
Group medical insurance may be offered by an individual's employer. Some associations and member organisations who support specific trades also offer group medical insurance.
The International Medical Group specializes in meeting the need for international medical insurance. They offer several types of insurance for travellers.
Life insurance premiums are not tax deductible, in general. However, group life insurance premiums are deductible for a business if the death benefit is $50,000 or less. Also, using key man insurance and executive bonus mechanisms, sometimes there can be some tax advantages. But, the premium is not deductible.
Richard K. Kischuk has written: 'Group health plans' -- subject(s): Finance, Group Insurance, Health Insurance, Health care reform, Insurance, Group, Insurance, Health, Medical care, Medical policy, Public opinion
Some of the companies that provide medical malpractice insurance are FPIC Insurance Group and the Healthcare Providers Service Organization. The Doctors Company also provides medical malpractice insurance.
One way to obtain medical insurance is via a medical insurance plan that is provided by an employer. Sometimes group medical insurance plans are free for the employees, and occasionally for the spouses of the employees, and there are many employers who offer medical insurance plans to their employees at discounted rates. A person who is looking for a job needs to find out if the company provides any benefits, including a medical insurance plan, for its employees. This is an excellent way to obtain medical insurance. A group insurance plan offered by a company costs less and often provides better coverage.
Kyle L. Grazier has written: 'Group medical insurance large claims database collection and analysis' -- subject(s): Group Insurance, Health insurance claims, Insurance, Group, Statistics
BlueCross BlueShield is a large insurance company that specializes in medical insurance for individuals, families, and employer group plans.
One of the popular medical insurance companies online is Blue Cross. It provides insurance for travel and health benefits. They also provide group insurance plans as well.
Group health insurance is more beneficial than individual group plan because it comes to the individual for free. This is the best way one can get health insurance and medical benefits while saving money.
Some of the Canadian Companies that offer Medical Insurance Policies are Aetna International and The Great West Life Assurance Company.Also, Assumption Life and Desjardins Group offer Medical Insurance Policies.