What would you like to do?

What is the best way for you to build a credit history if you are not a US citizen but have a Social Security number and are married to a US citizen?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

You do not have to be a US citizen to obtain credit. You simply need to find a lender willing to put you in debt! You can begin by establishing a relationship with a local bank. Speak with banker, or loan officer and tell them your goals. You want to express the desire to purchase a car and a house. This represents potential income to the bank. They will give you specific steps to take which can help you get there. You will need to establish at least 3 open credit accounts. Your local bank can extend a secured credit card and a personal loan secured by a Certificate of Deposit. These types of accounts require you to deposit money, which the bank will hold. Because these types of accounts are less risky for the bank, they are more likely to grant them to a credit beginner. This will get you started. Ask your banker what they recommend for a timetable. Follow their suggestions, and at the appropriate point, approach your banker again for another secured credit card, or possibly automobile financing. Following these steps will provide you with an excellent start to building a good credit history. In as little as 18 mos, you can be on your way to borrowing up to your eyeballs like the rest of America! Ain't capitalism grand?
51 people found this useful
Thanks for the feedback!

What's the best way to find a US citizen who will marry a foreigner for green card?

The best way is to keep advertising clearly on the internet. Make sure you explain that the only reason that you want to get married is to get a Resident Alien identification.

Can a non-US citizen get a Social Security card?

Yes, non-US citizens can get a Social Security card if certain requirements are met. See Related Links.

Can US citizens continue to receive Social Security benefits if they move outside the US?

If you live in another country, you may still receive your Social Security check for the duration of your eligibility; however, there are some countries where US Government ch
In History

As a citizen of the US what does history mean to you?

Being a citizen of the United States means that when I reach the age of 18, I am able to vote. Back when George Washington was running for president, women were not allowed t

Can you receive Social security benefits if you are not a US citizen and you move outside the US?

The answer is maybe. When we say you are outside the United States, we mean that you are not in one of the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin