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State laws change constantly, but at the moment it is 12%. Most banks and credit card companies, as well as finance companies, are exempt from this.

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Q: What is the maximum allowable interest rate on a promissory note in the state of Idaho?
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What is the maximum allowable interest rate on a promissory note between two private parties in the state of Idaho?

from http://www.lectlaw.com/files/ban02.htm


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Is closer to Canada South Dakota or Idaho?

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