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What you have to consider is whether or not you should just file a new case. If you were to be able to reopen a closed case you would have to be prepared to make up all the missed plan payments. If you are not able to pay all the missed plan payment you may as well file a new case and start from scratch. If you were unable to make plan payments because you no longer have a source of income you may be ineligible to go into another case and reopening a closed case would not make much sense either.

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Q: What is the motion to reopen a bankruptcy chapter 13 case for failure on pay plan payments?
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If your bankruptcy was dismissed due to failure to pay installments on time can you motion to reopen the same case even if the creditors continued to charge interestlate fees past the dismissal date?

You will need to file a new Chapter 13 bankruptcy, propose a new Chapter 13 repayment palnt and demonstrated to the Court's satisfaction that you have the ability to pay the plan payments.


How do I answer to an objection on motion to show cause?

Failure to make fine payments,


Where can I find a sample form for a Motion to reopen a chapter 13 bankruptcy plan in Pennsylvania?

on a motion to reconsider what information is needed in the motion area


If you filed for chapter 13 can you purchase a new car?

While in a Chapter 13 debt repayment, the person(s) involved must have the permission of the assigned trustee before making major financial transactions. Failure to do this can result in the dismissal of the filing and/or other penalties. Not quite true. You can purchase a new car by obtaining a specific car loan agreement which does not seriously affect your chapter 13 plan payments and filing it with the court with a motion to approve the loan. The chapter 13 trustee must also agree to the new car loan. The details vary somewhat from one bankruptcy district to another, so consult a local bankruptcy lawyer.


What happens if you file chapter 13 and defaults on payments?

The trustee will file a motion to dismiss to get your BK case thrown out.


How do I convert chapter 13 bankruptcy to chapter 7 myself What should be included in the motion to convert letter?

The debtor (or the debtor's attorney) can do this with a simple filing - usually an "Ex Parte Motion to Convert Chapter 13 to a Chapter 7." Providing the debtor's bankruptcy has not previously been converted already, the debtor/debtor attorney can do this without the permission or advance permission of either the bankruptcy judge or the Chapter 13 trustee that is managing the bankruptcy up until that point (hence, the "Ex Parte" part of the document). There are notice requirements - check with your local bankruptcy district to see who this needs to be mailed out to. Also, there is usually a small fee involved (it usually involves the debtor paying the difference in cost between a Chapter 13 and a Chapter 7 filing, but may be different - again, check with your local bankruptcy court). The debtor will be required to go through another 341 creditor's meeting with the new Chapter 7 trustee.


In my chapter 7 bankruptcy I have received a Motion for Relief from Stay and Abandonment on my Vehicle. Are they taking my vehicle?

That's a pretty good indicator of their intent.


Can you surrender your vehicle after filing chapter 13?

Yes, but I would hang on to your car if you can make the payments because getting a car while you are in bankruptcy is quite a process (you must file a motion to incur additional debt and get permission from your trustee) and you will pay a much higher interest rate. Maybe higher than the one you have now, since you purchased it before bankruptcy. There are also limits on the price of the car you are allowed to buy and a limit on the payments you are allowed to take on. You will also have a repo on your credit, making it difficult to finance a car


Will a motion for release of garnishment for unpaid rent typically be ordered when requested of the county circuit court in a Chapter 13 bankruptcy?

Filing a bankruptcy stops ALL Garnishments, foreclosures, etc. (Even the IRS)


Can the terms of your Chapter 13 bankruptcy be changed if you become pregnant unexpectedly?

A "motion to modify" a chapter 13 can be filed for almost any reason. Contact the BK trustee for the exact procedures required.


How long do you have to wait to file chapter 13 bankruptcy in Louisiana after you filed chapter 7 bankruptcy in Arkansas a few years ago in?

Assuming the chapter 7 led to a discharge, you may be able to file chapter 13 immediately, but the automatic stay may not last long without a motion to extend it indefinitely. If the filing date of the 7 was 10 years ago, you should not have this problem. Not all bankruptcy courts have interpreted the statutes and regulations the same way, so consult a local bankruptcy lawyer. Bankruptcy is a federal procedure in most states, and is the same from state to state, more or loss.


Cancellation of chapter 7 bankruptcy?

You can dismiss a bankruptcy. (Motion to dismiss) However, you will no longer be under the protection of the bankruptcy courts, will still owe everything, and will still have a bankruptcy on your credit report. You may also be prevented from filing again for quite some time. Talk to an attorney about your individual circumstances and how your local Bankruptcy court handles these situations.