What qualifications and licensing are required to become a vehicle repossession agent?

Answer 1

This depends on where you live.

• In Florida and California, you have to be certified by the state. State permit etc. Other states, mostly wide open. It's NOT a very regulated industry yet.

• In California you must be employed by an agency that is already licensed by the state. You must then be registered as a repossessor employee for at least two years before you can qualify to take the state test to become a qualified manager. All agencies must have a qualified manager for each office.

• In Pennsylvania, you contact the Pennsylvania Department of Banking for an application for Licensure Collector-Repossessor. License is required under Title 69 section 601. You have to file an application with a bond of $5,000, a $350 license fee, and fingerprints for a criminal history check. The annual renewal fee $250. The license is issued under the Motor Vehicle Sales Finance Act. Records are required to be maintain on business of collecting payments or installment sale contracts or repossessing motor vehicles. More details are in the Motor Vehicle Sales Finance Act.

• In Maryland contact Maryland Motor Vehicle Administration, 6601 Ritchie Hwy. N.E., Glen Burnie, Maryland 21062. Tel:(410)768-7000.

• In Alabama, Tennessee, Georgia, and Miss., all you need to do is notify the police after the repo has taken place, you do not want Bubba runing you down. You need to treat the people with the same respect that would yourslf, BS and finesse run the course when you are skipping someone. As for a truck you dont need it. I used the uHaul to pick up front wheel cars. Keep in mind you need to get a locksmith fast because the lender is paying for it.

• In Washington state you do not have to be certified. (Surprising, considering how over regulated everything else here is.) The best advice I've heard is: DO NOT GET CAUGHT BEING UNDER-INSURED. These people are usually hot! And they will try and nail you any way possible, you will certainly find yourself defending your actions in front of a judge sooner or later. Know the law and cover your #$%!

AnswerRead the article on Repoman.com entitled "I wanna be a Repoman!"

IMHO, it should be REQUIRED reading for anyone with the desire to be a repoman.

Here are a few laws you might want to get familiar with if you wanna be a REAL recovery agent, in Oklahoma: http://www.lsb.state.ok.us/

Title 13. Common Carriers (179KB)

Title 14A. Consumer Credit Code (805KB)

Title 15. Contracts (777KB)

Title 12A. Commercial Code (2095KB)

Title 24. Debtor and Creditor (153KB)

Title 28. Fees (179KB)

Title 40. Labor (1200KB)

Title 42. Liens (269KB)

Title 47. Motor Vehicles (3472KB)

Title 59. Professions and Occupations (3332KB)

Title 60. Property (1225KB)

Title 72. Soldiers and Sailors (315KB)

AnswerThe smartest way to get in the business is starting to work for another company. There are many laws and regulations that very from state to state, and if you are getting into it with no experience, chances are good you won�t last. Work a few years for a local repo company as a driver, and as you learn what you need to do, it will be a lot easier to start your own company. Everyone on here that is wanting to repo cars, yea you can go get your license, get your bond, but the big question is, where are you going to get the finance companies that will give you accounts? You need to know what you are doing before you get into this business. AnswerI would have to agree with the previous answer. There are many ways to get into the repo industry. Yet, once you get there, how do you succeed? Go work for another company. Find one in your area, get a truck, get a boom, and learn how to get into cars. Learn how to go without sleep and how to work for 14-18 hours straight. The job is a fun one at times, while at others you want to shoot yourself for getting involved. It's not a job that you can do half way... it's one that is all or nothing. TLC and other shows have made it look fun and somewhat glamorous with titles like "Stealing for a Living". I have never stolen anything in my life. I recover what others are stealing from lien holders and financial lenders. Rethink your decision and if you are serious, contact a local repo agency and see if any of their agents need drivers and go from there. AnswerI AGREE WITH THE PREVIOUS STATEMENT I AM 22 YEARS OLD AND HAVE BEEN WORKING THE COLLATERAL RECOVERY INDUSTRY SINCE I WAS 16. IN THAT TIME I HAVE SEEN MORE THAN 100 AGENTS COME AND GO FROM THE TWO COMPANYS I HAVE WORKED FOR....THE REPOSSESSION INDUSTRY TAKES A CERTAIN BREED TO SUCEED NOT JUST ANYBODY CAN DO IT.! AnswerAll those answers are..for the most part correct! I am a female repossessor living in Valencia. I have been doing this for over 7 years and am now thinking about starting a repo business of my own. But from experience, i KNOW that most people who think they can start a repo business FAIL. Because they don't do it ....first hand....before they try and start the company. You need people you can trust to recover collateral and most of all, you need to have referrals from the lienholders. I myself, am lucky in that sense because many finance companies know who I am and know I am a great skip tracer, which results in reoovery! So if you're gonna try this, be a repo agent first! It's not as easy as you might except, especially if you're in California, as I am...where the consumer laws are much more strict that other states! AnswerMy answer...................DON'T DO IT. Now that I have your attention, i will get right to the facts. Anyone can start a repo company. I am on my 3rd one now.It takes trust in at least one other person. The kind of trust that comes from knowing someone a while. Then it takes trusting yourself. Are you the kind of person that can go for hours while watching a home and waiting for someone who may or may not show up? Long hours in a thankless job. Know yourself and your partners before you start. Anyone can drive a wrecker and operate a boom. But make sure you have what it takes to be a real repo man (or woman) before you sink your time and money into it. Like i said, until you are sure, DON'T DO IT..... AnswerThe previous answer is pretty much how it is. I went on vacation recently and just so happened had info that one of the cars that I was looking for might be in my vacation spot, so it ended up being a working vacation with a family that was very upset with me...but I did find the car. :-) AnswerI think the best step would be to apply for the job.

Answer 2

有一位知名的以身体写作的女性写手，在一次接受媒体采访时谈到，在少女时期，曾经有一位相士看出了她的未来。那时的她还比较传统，不能接受相士所预言的那种糜烂的生活方式，就按照相士的指点针对性地做了整容。

但事与愿违，后来她的人生轨迹还是按着命定的走向发展。她不仅自己放纵情欲，什么最出格就玩什么，而且以文字影响了许多人（传播邪淫的后果是非常严重的）。

从这件事可以看出，想通过改变面相来改变命运的途径显然是不成功的。从道理上言之，面相改过了，八字能改吗？谁能回到过去，将出生时辰人为改变？八字改不了的话，那么人的命运决定于面相，还是决定于八字？由此推而广之，人受命于风水？亦或受命于卦象？占出了一个卦象，能否通过人为改变卦象而改变未来？风水就是阴阳宅子的面相，既然改变面相不能改变命运，那么改变风水又能改变什么？

古代流行一种观点，认为五月初五出生的孩子长到门户高时就会不利父母（后来因为完全不应验，也就没人信了）。孟尝君就不幸出生在了五月初五，父亲由此迁怒于他母亲。后来孟尝君问父亲：“人生受命于天乎？将受命于户耶？”父亲无言以对，但也从此改变了对孟尝君的看法。这老爷子算是个拎得清的人，一句话就点明白了。

预测未来的方式有许许多多。排八字是以出生时辰为测量工具，看相是以面相为测量工具，看风水是以阴阳宅子为测量工具，占卦是以卦象为测量工具，吉普赛人多以水晶球为测量工具，上古时期以龟裂为测量工具……这些都不过是测定人的福报含量与业障成分所借助的工具而已，而不决定命运。一个面包摆在这儿，可以通过许多种方法测量，但面包的成分与测量器具无关。改变测量器具的形状、颜色、大小，不可能改变这个面包既定的营养成分与含量。

由这位写手的事，令人想起一句古话：“万般皆是命，半点不由人。”看起来，人一生下来，如同登场的戏子，不管情愿与否，都只能按照早已安排好的情节，演完自己这一场悲喜人生，直至幕终人散。但殊不知幕后的编剧恰恰是我们自己，一言一行，都是自编自导，自己承担后果。过去世的习气与行为就编好了这一辈子的人生之路，现在的心与行为又在编造着后面的生命流程。顺从心之所欲、随波逐流，就是既定的人生轨迹，也就让卖卜者算得死死的。如果掌握了正确的造就命运的方法，就有可能自己说了算。命运可以利用因果规则改变，因果流程也可以通过外缘的改变来干预。但改变命运，不是靠改变测量器具——大升小斗量天尺，而是需要自己去播种，施肥，精心耕耘，才能改变未来的收获。

Answer 3

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