There are no states that do. This is a matter for a federal judge since it deals with banks and debits. The credit card company would have to secure a judgment against you in a state court and request a lean against your tax returns or employment garnishments before they can take your bank accounts. Contact an attorney, he may be able to protect your from any garnishments.
No
Yes.
Yes.
Yes, a judgment creditor can execute the judgment as a wage garnishment.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
Yes, Texas allows garnishment of wages for credit card debit
No, not for the debt alone. For garnishment to occur in any state, the creditor must have a valid civil judgment. Unpaid credit card debt, however, is a common reason for a judgment to be issued.
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
Generally, all income in Texas is exempt from garnishment for Cr Cards, although that certainly does not mean that may other methods of recovery aren't used.
You cannot write off credit card wage garnishment payments on your taxes. It is best not to get into a situation where your wages are being garnished.
Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.
file bankruptcy
Yes. This is a contract account. As such, once the creditor has obtained a judgment, they have a variety of means of collecting the debt.