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You can purchase a policy for Special Event Coverage. This primarily covers liability in the case of special events. We have issued these policies for festivals, Arts and Crafts shows, Golf tournaments, etc. The liability coverage would provide insurance in the case that someone was hurt or somehow damaged at the event including legal fees. Insurance policies are available for all types of risks. You can buy insurance on whether or not rain occurs. Insurance companies make it possible for non profit organizations to attract players by providing multi-million dollar payouts for a hole-in-one. The premiums are low because the risk is low. As a matter of full disclosure, I own and operate a small Independent Insurance Agency in Georgia and have for 22 years. I also was an agent for a direct writer insurance company for 3 years prior.

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Q: What type of business insurance is necessary to protect your wedding?
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What type of business insurance is necessary to protect a wedding planning business and the cost per year?

You should be looking for general liability and errors and ommission insurance.


Do wedding planners have to have a license?

Only a business licence is necessary in Canada.


Where can a person compare quotes for various wedding insurance programs?

Wedding insurance appears to be quite popular in the United Kingdom. There are several places online where on can compare quotes for this insurance. Money Super Market, Protect My Wedding and Wed Sure are online websites which provide this information.


Is there any type of insurance I can buy to protect me if my wedding planner doesn't follow through with her promises to me?

At the time there is no wedding planner insurance coverage. You should have a contract taht allows for a refund and damages.


Which companies in the United States provide wedding cancellation insurance?

There are many insurance companies which offer wedding cancellation insurance, four of which are Fireman's Fund, Wedsafe, R.V. Nucci and ProtectMyWedding.


When is it necessary to have events insurance Should I purchase this for my company?

Events insurance is insurance on a one-time event, such as a wedding. You'd be better off going with just regular business insurance or liability insurance for your company. You don't need events insurance for a company, just liability. Events insurance is more for things like concerts or special events that need one-time coverage.


Is wedding insurance a good idea for me?

The way to determine if wedding insurance is necessary, is how much money is invested into the day as opposed to how much the insurance will cost. Read about options and make sure the fine print is well explained to meet the insurance needs specific to your day http://weddings.about.com/od/weddingstressmanagement/a/insurance.htm


Who is a big business tycoon?

Go onto the wedding insurance page of www.insurance4all.co.uk and you will see a piece on the 4th richest man in the world - and some info on what he paid for his daughter's wedding!!


Is wedding insurance a must have?

No, wedding insure is not a must-have. An average wedding costs is about $24,000. If the bride and groom know that they are going to pay more than $50,000 for their wedding then wedding insurance is a must. Also if a wedding couple is spending more money then they readily have, wedding insurance would a smart choice.


What is wedding insurance?

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What Will Wedding Insurance Cover?

When you think about all the things that are involved in a wedding it only makes sense to insure yourself. Wedding insurance can cover several things. It's important to make sure your wedding insurance covers your guests getting sick or if the caterer fails to show up. Wedding insurance does not cover a change of heart by either the bride or the groom. While it covers the wedding bands it does not cover the engagement ring. Make sure you are getting the right coverage for your needs when you are considering wedding insurance. Ask questions about what the insurance does and does not cover.


Where can one find a good wedding insurance comparison website?

Regarding wedding insurance comparison websites for the United Kingdom one might check for example "Moneysupermarket". Another option is for sure the page "Compare Wedding Insurance".