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It could mean the difference between going to college or not. If you don't pay your debts, and get it put on your credit report, you could later become not so eligible for loans to go to college, because nowadays, financing college loans are not all 100% federally-funded. Although it might be true they won't put you in jail, unless fraud was involved, it could seriously mess up your future-MAYBE. But why mess up a brilliant future-RHETORICAL.

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Q: What would a creditor do to a high school student without a job?
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