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Q: When a person dies will gap insurance cover the difference in the loan when the vehicle is turned in and worth less?
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If it is a serious emergency then a person will be treated by doctors even if they have no medical insurance. However, if it is not serious then one may be turned away.


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First, it's not the adjuster that submits a claim. You would submit the claim to the insurance company or to your agent and then it is sent to the insurance company claims department. The adjuster is the person in the claims department that handles the claim. He or she will get statements from both drivers, and look at the accident report from the police department and make a determination as to fault. The adjuster then handles repairs and payment for losses. The quicker everything is gotten turned in to the adjuster the faster they can finish and keep everyone happy.


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Does the car have to be turned in at the end of the lease if you have stopped paying and claimed bankruptcy?

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