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When my husband tried to get a loan from the bank but was refused is it because you are bankrupt?
Wiki User
∙ 14y ago
He may have a bad credit rating, try another bank.
Wiki User
∙ 14y ago
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If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
Can you get it without using a credit card?
I dont think you can because you problably have to pay for it ive tried and various times yes you do have to use a credit card so there.
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