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not only do they watch you, mostly all have their own medical team who administers the test for them. they have nurses who come to your home and weigh you, take blood pressure, draw blood, pull hair, do everything you would do at a normal doctor visit and then some! and they ask a ton of questions. they have tests (blood) that tell them if you have nicotine in your system. these nurses are trained to spot the tiniest risk, or dishonesty on your part. remember, they work for the insurance company!
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Can you have a life insurance policy if you were a drug addict?
you can get life insurance , but if you die of a drug overdose, then they will discontinue your contract.and you will get nothing .
Where can one watch a life insurance commercial?
There are plenty of places in order for one to watch a life insurance commercial. However, it is strongly suggested that one should watch a life insurance commercial on the website YouTube.
Does state farm insurance company drug test for life insurance?
Yes
What is credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
When you sign up for life insurance what kind of drug test do they give you?
I have never heard of a life insurance company doing drug tests. If they are asking you to do one i would find another company.
Can a drug addict get life insurance?
In the UK (tend to have subutex) you CANNOT get any type of life insurance until 3 years AFTER ceasing use
Does life insurance pay for illegal drug over dose?
helo
What is joint credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
Will the spouse get paid from the life insurance if it was a illegal drug overdose?
No. If it was an accidental overdose, maybe.
Does life insurance pay for accidental drug overdose?
It depends on the policy and the specific circumstances surrounding the accidental drug overdose. Some life insurance policies may have exclusions for deaths resulting from drug overdoses, especially if the overdose was intentional or related to substance abuse. It is important to review the terms and conditions of the policy to determine if accidental drug overdose is covered.
Where can one learn about whole life vs term insurance?
The best place to find out information about whole life insurance versus term life insurance is from Suze Orman. She has books to read, a show to watch, and an internet page to browse questions and information on.
Where can a person that has a history of drug use get life insurance in New York City?
Probably - If nothing else there is Guaranteed Issue Life Insurance with limited benefits for the first 3 years. Contact a local life Insurance Agent and ask. For more information see www.SteveShorr.com/life.htm
