If you trying to buy a house together, yes, his credit will be taken into consideration and you may have to pay a higher mortgage rate. If you are trying to buy anything together because you need to consider his salary you may have problems. But just cause you are married to him does't automatically affect your credit. But he could potentially harm your credit if he defaults on any loans while you are married. Being married alone makes you accountable for what he does during your marriage in many cases.
Look at it this way: what causes bad credit? The simple answer is - overspending. Now I've got to ask you the obvious question: would you want to marry someone who overspends? It might be a surprise to you to learn that overspending is by far the leading cause of divorce. Besides, if you marry this woman and you'd establish a common account, her credit rating will apply to your new account. I would suggest that you don't even think about it. Instead read some more about what bad credit can do in Meyer's "Marriages, Shack-ups and Other Disasters," Chapter 13 on 'How to Stay Financially Solvent.'
They cannot transfer funds from their credit card but they could make a check or cash payment to your credit card.
yes but you have to make sure people know that THEY (whoever wrote it) wrote it for you. Do not let them think you wrote it. That's against the law. Taking credit for something that's not yours.
Give it to someone else.
Credit scores are individual and your marriage to someone with a lower credit score than yours will not affect your credit score. Credit scores are based on how much debt you owe versus how much credit you have available, how you make your monthly payments, etc. It has nothing to do with your spouse's credit. That said, their poor credit may affect your ability, as a couple, to get the best rates on credit that you seek together, e.g. if you attempt to buy a house together. It wouldn't impact your personal credit, but it would impact the loan offer you receive.
If you are concerned about your credit score enough to challenge your marriage, you probably shouldn't get married.
YOURS 99.7%. Theirs 00.03%
i think it means you dnt have yo spoil smthing for someone else jst to make yours better...... i think:P
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No, the only thing that would affect their credit is the joint account, so just make all the payments on time.
No, you were an adult so the choice was legally yours to make.
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