Do you need renters insurance to have a trampoline outside?

Answer 1

Yes, most likely because renters is more for you, the apartments contents and your persoanl liability. Your landlord however could have his fire policy cancelled or require you to remove the liability so he is not at risk.

Answer 2

Most Home Insurers in the USA will not issue a home policy if a trampoline is known to be on the property. If you insist on having a trampoline then you should try London Lloyd's Underwriters. They specialize in High Risk Sporting equipment such as Trampolines. Be ready to write a check many times larger than the price of your trampoline though.

Answer 3

How do you mean cover? If the trampoline belongs to the insured and it is damaged by a covered cause such as storm damage or another covered cause then yes it will be covered for the damage done to it. If a third party is hurt on the trampoline and they are suing you under the liability section of your policy that is another matter. Every homeowners policy application including renters policies ask if you own a trampoline as well as dangerous dogs or pets. If you have these dangerous situations the insurance company will deny you coverage or only approve you if you sign an exclusion to prevent coverage for these losses. If you apply for the insurance and not tell the company you own a trampoline then you have committed material misrepresentation and the insurance contract is void and no coverage is afforded.

Answer 4

yes bc i have a trampoline and my insurance guy came ot for a claim and he did say anything about it

Answer 5

Highly unlikely, Most would cancel your insurance policy at the mere mention of a trampoline.

Answer 6

Highly unlikely, All renters insurance policies specifically exclude claims arising out of the use or ownership of a trampoline.

Answer 7

yes

Answer 8

no