Which state's auto insurance laws apply if a person is insured in the state where they reside but has an accident in another state?

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The state where the policy was written.
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Does getting a DUI in another state affect your auto insurance?

Most likely, yes. States have reciprocity laws and procedures which allow them to share pertinent information on drivers in other states. Your carrier might also have other resources to check on this sort of thing. Also, by not reporting a DUI to your carrier, you are essentially misrepresenting you (MORE)

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL m (MORE)

Will a speeding ticket from another state affect your auto insurance?

Traffic Tickets in another State The answer is that "It can." It just depends on whether the insurance company checks only your state of residence or not. Most insurance companies will only check your driving record in your state of licensure but they are perfectly capable of checking your driving (MORE)

If you change insurance companies will the new company find out about an accident in another state?

%DETAILS% All of your driving history is attached to your driver's license number which is in a global insurance reporting source called "C.L.U.E." Wherever you go, it will follow. I don't know about international reporting, that sounds somewhat impossible especially circulating it through Asia o (MORE)

Can you insure your auto in your state of residence and work in another state and stay in that state?

\n. \n Answer \n. \n. \nYou must insure your car where it is tagged. yes you can live in one state and work in the other. if you live in the state where you work get a po box in the state where the car is tagged.\n. \n It depends \n. \nIf you "stay in that state", it can make you a "res (MORE)

Do all states require auto insurance?

Financial Responsibility All 50 states require Financial Responsibility whenever your vehicle is operated on Public Roads. Buying Auto Insurance is not the only way to meet your financial obligations. Most states will allow you to post a bond or self insure as another means of metting your Fina (MORE)

What states require auto insurance?

As of June 2010 New Hampshire is the only state that does not require auto insurance unless you have proven yourself to be an "endangerment to others" such as having DUI's or too many at fault accidents, then they require insurance before they will reinstate your license.

How does the state of Florida know if you have auto insurance or not?

Auto Insurance in Florida You are required by law to have it and carry proof of such while driving in Florida. Failure to do so could result in citations, fines and court appearances. The DMV and every police agency who can run your license will have an up-to-date record of whether you carry insura (MORE)

What states have at fault auto insurance?

currently 11 states and Puerto Rico have "no-fault" insurance. New York, New Jersey, Michigan, Pennsylvania, Florida, Hawaii, kansas, Kentucky, massachussetts, minnesota, North Dakota and Utah.

State laws regarding auto insurance?

Insurance Law Laws vary state to state. In most states, you are required to carry insurance that satisfy the minimum financial responsibility requirements for that state. For information on insurance law in general, check your state's department of insurance website. Requirements for auto insurance (MORE)

What states have the cheapest auto insurance?

Maine is the cheapest state. Auto insurance is around 900 dollars ayear. Other cheap states are New Hampshire, Ohio and NorthCarolina. Idaho and Vermont also have cheap insurance.

What states have no fault auto insurance?

Answer . Remember that 'no fault' is a loosely used term, and all 'no fault' sates do not operate under the same 'formulas' (for lack of a better term).. According to the Insurance Information Institue, currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, (MORE)

Will my united states auto insurance work in another country?

Speaking generally No. You will normally have to tell your insurance company where you want to drive and purchase extra cover for this. You may however have purchased a policy that does cover foreign driving - In any event it is best to contact your insurance company and tell them what you intend, y (MORE)

Will personal medical insurance or car insurance pay medical expenses in an auto accident?

Your choice, depending on which coverage is better. Try the auto insurance first. but remember, their job is to minimize costs, and sometimes you have to go where they send you. they may have limits depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you (MORE)

What states are 'No-fault' Auto Insurance states?

About No-Fault Auto Insurance No State in America Has true No Fault Auto Insurance, Sometimes referred to as Personal Injury Protection. Despite the misleading name, all U.S. States with No-Fault statutes practice it in hybrid form. In simpler words. The at fault Driver is still Financially Liable (MORE)

Does your auto insurance cover your driving out of state?

If you are travelling out of state, your auto insurance will extend to provide coverage in the states you are travelling to. If you are relocating, you will need to purchase insurance in your new state at the time you register your vehicle. Extended coverages between states will provide the same lim (MORE)

Auto accidents and insurance claims with no insurance?

well it depends where u live as auto insurance differs everywhere. But here in Ontario, when a person hits you and drives off or has no insurance, it goes under your Uninsured auto mobile coverage. and it has very limited coverage for Medical bills, and fixing ur vehicle up to 25,000 if it was a per (MORE)

How long does a auto insurance have to file a law suit against you for an accident you did not have auto insurance?

Laws vary by state but I can tell you for the state of California you have up to 3 years from the date of the accident to attempt to collect money from the responsible party (ex: filing suit against someone). Now just so you know, if it was confirmed you were not insured on the date of loss, most ma (MORE)

Does the auto insurance company notify of an accident if a person was driving under another person's name who is paying for the insurance?

If what you are asking is whether the insurer notifies the insured that the person was driving under his/her name when a collision occurs, the issue will probably not arise until a first or a third-party claim is made. At that time, the insurer will investigate, and will need to know the identities (MORE)

Which state's auto repossession laws apply?

More Info* I resided and registered the car in WV. I bought the car in PA. The finance company was out of Ohio. The lien went to a collection agency in CT, and I currently live in Alabama. Which state's laws would apply to my situation?

Does State Farm Insurance cover your pet if you are in an auto accident?

State farm does not cover your pet if you are in an at fault accident, however, if you are involved in an accident in which it is the other driver's fault, pets fall under property damage and their bills would be paid by the other driver's insurance company. On a side note, Progressive offers $1,000 (MORE)

Does your state require accident insurance?

Yes. In the state of California, it is required to have accident insurance. In the long run it will save time and money and also give the basic protection in case of an accident.

Can i get auto insurance with out of state license with nc auto insurance?

I'm not sure I completely understand your question but I hope this helps. Firstly, you have to purchase insurance in the state where you reside. If you move from Georgia to North Carolina for instance your Georgia insurance policy will meet the minimum requirements for NC but when the policy comes u (MORE)

Can you get auto insurance for a vehicle you own in one state that is not your state of residency?

Technically, no. But, yes you can as long as you inform the insurance company of where the vehicle is primarily located, although few insurance companies will write the a policy. If there is a reason your vehicle is to be registered in one state and your residence in another, a simpler means is to e (MORE)

Which US states require auto insurance?

All of the 50 states in the U.S. require some type of insurance. Some states only require minimum liability while some states require a certain amount of bodily injury insurance.

Is state auto insurance mandatory in Florida?

In Florida, auto insurance policies differ greatly from other states. The required insurance includes Property Damage Liability, Personal Protection Insurance and Personal Injury Protection. Things such as Collision and Comprehensive coverage are not mandatory in Florida.

What states do not have the car insurance law?

The states of Virginia, New Hampshire, and Mississippi do not require the vehicle owner to carry insurance coverage. In Virginia a fee may be paid to the state for a uninsured vehicle. In New Hampshire, and Mississippi vehicle owners may post cash bonds.