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Who is responsible for vehicle to be insured Is it the owner or the person who drives the car?
Wiki User
∙ 16y ago
Owner has to insure the car, the driver has to have a licence to operate it along with insurance, some places have separate insurance from licences, but generally the owner plates it which comes with a certain level of insurance and the driver may have a licence but no insurance, so ultimately it is the drivers responsibility to check that the car is legal to drive, if the police stop you, it will be your job to explain whether the car is properly licenced or not
Wiki User
∙ 16y ago
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Is an insured driver on your policy responsible for damages that they have not repaired on your vehicle?
== == In the event that you got into a car accident and it was not your fault but the other driver's, if he is insured, his insurance company is liable to pay for the damages of your vehicle. On the other hand, if the other driver is not insured, your own insurance company, provided you have a policy regarding uninsured or underinsured drivers, will be responsible for the damages your vehicle has incurred. They however, may have a right of action against the person responsible for the accident. The person who caused the damage to your vehicle is ultimately responsible for the damage to your vehicle regardless of whether there is an applicable insurance coverage or not. Whether you actually have the repairs done is none of their business.
What is the liability of the owner if some other person takes out insurance on his car?
The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.
Who is responsible for a car accident the car owner or the person the insurance policy is under and the car owners friend is driving owner insured owners friend?
The people responsible for an automobile accident are those who are operating the involved vehicles at the time of the accident - unless the cause is mechanical failure or some other event outside the control or any of the operators. The person responsible for paying for the resulting damages may be the vehicle owners or the person who bought the vehicle insurance (usually, but not always, the same person). When operator negligence is involved, the operator may be responsible for paying the damages, even though the operator is not the insured person.
Who is responsible for an accident when car is not insured?
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
Can a vehicle be insured by a personal policy if a company bought the vehicle for an individual?
Who owns the car, the co or the person?
Who is responsible if an unauthorised driver drives a hire car and has an accident?
I assume that you mean a rented vehicle with an unlisted driver having an accident. If you allow an unlisted driver to operate the vehicle then the person who signed the rental agreement will be responsible for damages because he allowed the unauthorized to drive.
If an insured motorist is at fault and hits an unisured motorist will the insured motorists insurance company pay the expenses of the uninsured person?
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
If i am insured and drive a vehicle belonging to someone that is not insured am i covered through my policy?
No. * i say Depends on your policy. Call your insurance person.
Can your friend drive your car if you are both insured?
People are not insured. Vehicles are. In other words, it's not necessary for a vehicle owner to determine whether a potential driver is insured. The owner knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is properly insured. I would not operate a vehicle unless I saw a valid insurance card for it.
Who is responsible for damage to a vehicle during a repossession?
the person the vehicle was leased to is responsible as they are the ones that have caused the vehicle to need to be repossessed.
Who is responsible for an Accident caused by a driver of someone else's vehicle?
This depends on the insurance company. Some insurance companyies will cover other drivers if they are not regular drivers of the insured vehicle. Other insurance companies will only cover the person insured/owner of the vehicle. Most of the time, there are riders you can attach for an additional charge that will cover other, occassional drivers. If there are two people that drive a vehicle on a regular basis, both people must be insured, and generally that's like covering two vehicles.
Is husband financially responsible for car registered owned and insured by wife?
If you reside in a community property state both parties are responsible for such matters until the court rules otherwise. If you do not reside in a CP state the person to whom the vehicle is registered to is considered for all intents and purposes to be the owner. The deciding factor of who is responsible for the debt if any on the vehicle is determined by the loan agreement.
