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Who ownes your credit card?

Updated: 9/14/2023
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15y ago

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If you are referring to the little plastic card, that would depend on the wording in the terms & agreement you agreed to when applying for the card.

Many cards state something to the effect of "this card is the property of the issuer." In that case, it is clear that they own the card, and are just letting you use it subject to the terms and agreements that go along with the card. This allows the credit card company to instruct ATMs, tellers and merchants to repossess the card if a cardholder or thief tries to use the card after the card has been canceled.

Passports are the same way. You do not own your passport, the government does. They are just letting you use it.

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15y ago
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