Who pays more car insurance in new jersey or Montana?
Montana because there are less people.
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Car insurance \n\nYes, I do think that insurance companies will raise the cost of insurance, because you are a teenager(well that's what I'm guessing). But, it may go up even higher when you get your driver's license because you would be able to drive by yourself most of the time without a parent. …And insurance statistics confirm that teenagers drive fast, wreckless, and less-experienced. So the good has to suffer because of the bad. So to answer your question, the rates will most likely go up, but not as much as if you were on your own insurance. (MORE)
Good question. It can be pretty infuriating, can't it? Particularlyif you're a good driver. But. statistically speaking, men under 25cause more accidents than any other demographic group. Somecarriers even make the cut-off date age 30(!). So, what if you're under 25, and you've never had an acciden…t inyour life, never made a claim, never had a ticket...never eventhought about getting behind the wheel after having a couple ofbeers? Why are you "paying the price" when you don't contribute toaccidents? Because of the "law of large numbers," which is what insurance isbased on. Everybody pays into a pool, and those who need the moneyget it. The system works because not everyone makes claims, and sothe relatively small amount you pay in premiums can be applied tothe larger payments for accidents. But since you fall in a higher-risk category, you're expected topay more, even if you never, ever take advantage of your insurancepolicy. It's similar to a person who pays a higher premium for his2004 Cadillac Escalade, compared to a person driving a 1998 HondaCivic. The Cadillac driver, by virtue of owning such an expensivecar, has assumed a higher risk, and pays accordingly. Naturally, you don't get to choose to be under 25 (as opposed to aperson who chooses to buy a Cadillac), but the principles are thesame. However, there are some contradictions to the "law of largenumbers" in this scenario. According to an Allstate report It seems to indicate that thefemale drivers are beginning to become more of a driving hazardthan male drivers. There's more too, As more and more women get on the road, their driving reputationdiminishes. This seems to indicate that women were getting intoless accidents as drivers because they spent less time driving thanmen. (MORE)
Can you stop paying car insurance on a car with blown motor and continue to pay off loan to avoid voluntary repossession in New York?
If your loan agreement requires you to carry ins (most do) and you drop it, then you will be in default of the contract. You better make SURE the payments get to the lender PROMPTLY so they dont take a second look at your record when the ins. co. tells them you dropped the ins.
Answer . \nNot if you don't own a car unless your license is dependent on an SR-22 filing.
Answer . No, the person who owns and/or will drive the insured vehicle must have a valid driver's license.. Not totally true, it really depends on the insurance company. Some might insure the driver with just a learner's permit.. If we can assume that the person with a learners permit is under …18, then the answer is no. However if the person has a learners permit but is somehow over 18, that is a different story. (MORE)
Answer . IF your loan contract specifies that you must maintain insurance covering the vehicle, the answer is YES.. Answer . Just an echo of the previous answer, most major lenders require that the vehicle maintain full coverage insurance. It states in your finance agreement that the vehicle …must remain insured or it can be repossessed. (MORE)
If you are taken off your parents insurance policy along with your car does that drop all the points on the insurance that you've accrued on that policy in New Jersey?
Answer . No, your points are not affected by the company, but by your driving record alone.. Answer . The claims history of that policy will remain. But the parents policy premium will decrease significantly if the risk is no longer covered on their policy.
Is it possible to get more than the blue book value of a totaled car if the insurance company offered 6k but you need 10000 to pay 10 percent in taxes plus finance costs for a new car?
Answer . \nYou should expect to get the amount necessary to purchase a similar car in similar condition inclusive of taxes and registration fees. If you owe more on your totalled car than what it is worth you are still obligated to the finance company for the balance of the loan.
Answer . If you had insurance at the time of the citation and take proof of insuranc to the judge, he will USUALLY dismiss the ticket. Unfortunately, you will have to appear in person to do that, and there is no guarantee that it will be dismissed, so be respectful to the judge.. Answer . A…bsolutely. You're required to have proof of insurance with at all times while operating a motor vehicle. However, that ticket is usually dismissed after you show proof of insurance to the court. (MORE)
If a friend was driving your car and got into an accident but was not at fault who pays for damages in New Jersey?
\n. \n Insurance picks up the tab \n. \nIf you gave the friend permission to be driving your motor vehicle then you are responsible for the damage. If you can prove your friend's negligence, then it might be worth talking to an attorney. If you were in a simple accident, your friend had permis…sion, and it's not his fault, then the other driver is responsible, provided they are legit drivers, have licenses, and are insured.\n. \n It's like you were driving \nLet's say your buddy was rear-ended. The other guy is the at-fault driver. His liability coverage should pay for the cost of repairs to your vehicle. But if he's carrying only the minimum liability insurance, it may not be enough to cover the entire cost. That's where your un-/under-insured policy kicks in. (MORE)
First, your policy will be cancelled. Then, depending on what state you live in, the insurance company reports the cancellation to your Motor Vehicles department. Depending on how efficient they are, either your drivers license or car registration (or both) can be revoked. In some states, law enforc…ement will come to your residence and remove the plates from the vehicle. If you have a lien on the vehicle, you're still paying on it, your lender may impose their own insurance on the vehicle. This is expensive, and does nothing to protect you. It only protects the bank in the event the car gets totaled. In many states, lender-imposed insurance does not meet state standards, so you still get revoked, and still have to pay for the car and the lender-imposed insurance. Then you have to pay the state to get your license/tags back, plus a penalty. You have to pay a large down payment to re-establish normal insurance. In some states, you may be forced to get SR22 insurance, which is up to three time as expensive, before you can get your license back. It's easier and cheaper by far to pay the car insurance bill on time. (MORE)
If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."
If you have full coverage they might pay you the lowest market value fo your car. They will deduct your deductable.. Insurance companies are out to make money so they will find the cheapest way out
What if you get in a wreck but have failed to pay the insurance the past month the car is new and has gap insurance but the insurance is inactive because of failure to pay?
Your Not covered for anything at all.. If the auto insurance is inactive, then so is the GAP coverage.. "GAP Insurance" is Not "Auto Insurance", it is Finance Company Insurance. it will only pay the difference after your required Auto Insurance policy has paid it's maximum limits.. If your auto i…nsurance lapsed, then your GAP insurance has also lapsed automatically and concurrently.. The GAP Insurance is Void in the absense of an auto insurance policy.. Your on the hook for all monies owed to all parties involved with your finance note.. Take Care (MORE)
Because statistically, boys have a higher rate of claims due to accidents. Same reason teenagers pay more than older adults.
Legal issues such as a minumum of $500 fine. That only goes up if your caught more than once. Possible suspension of driving. Also if your in an accident and it was your fault well that cost is out of your pocket rather than the insurance company.
It depends on your Age, Driving Record, Your Zip Code or Region, Personal Credit Rating and the vehicle type. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
Car insurance costs more for cars that can accelerate faster than 10 mph per second Which car's owner will pay more for car insurance?
While acceleration does play a part in your insurance costs - insurance companies use much more sophisticated factors. One of the largest considerations which is trending right now in the insurance industry is the size and weight of the vehicle. When you combine that with the speed or acceleration a… vehicle is capable of it provides a much better rating for potential damage for a given vehicle. Hope this helps! (MORE)
Yes, if the person that you hit feels that there was not enough payout. Or there injuries where life treating or there injuries are keeping them from ever returning to work or live a normal life.
Mandatory penalties include automatic loss of license for one year , $300.00 fine and a period of community service to be determined by the Municipal Court . N.J.S.A. 39:6B-2. There are also court costs and insurance surcharges of $250.00 per year for three years . Failure to produce at the tim…e of trial an insurance card or insurance policy covering the date of the offense creates a rebuttable presumption that the person was uninsured when charged with the offense. (MORE)
because statistically younger drivers between the ages of 17 and 25 are more likely to be involved in an accident. Also you earn no claims discounts for the number of years you've driven with out making a claim.
Not in Florida. Even if you own it outright you must insure it with Florida Insurance. You need to insure it only if you intend to keep it or use on a public road. But you MUST insure it to drive it off the lot to get it home. If, however, the vehicle is brought by a delivery company to site to be …solely used or put in storage on private land or is being prepared for export on private land; as it has not been used on the road, no road insurance is required. There are 'barn finds' turning up all the time, they are not insured either. In the UK the rules are slightly different in that a vehicle cannot be used on a public road without displaying a valid road fund licence. A prerequisite of obtaining a road fund licence is to have at least third party insurance for the vehicle. If the vehicle is to be 'laid-up' for any reason, a Statutory Off Road Notification (SORN) is sent by the vehicle keeper to the licencing office. That obviates the need for the vehicle to be insured. (MORE)
Yes. I paid my car insurance on line. It depends on what type of insurance you're referring to. Health, auto, home, life? If you have health insurance, it is most likely through your work, and in most cases, they take care of the payment. Most auto, home, and life insurance companies have a website …you can access and pay your bills through. Most sites can be found through google.com. The best option would be to call your insurance provider to find out their specific options. (MORE)
In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.
You can stop paying car insurance when a) you no longer drive or b) you no longer own a car. You should always have car insurance if you're an active driver because you never know what could happen on the road. Insurance will handle most of your paperwork and deal with repairs, rentals, towing, etc.… (MORE)
Your deductible only gets paid in the event of a claim. For example, you tap a light pole in the mall parking lot. The pole is ok but your car is damaged. If you have comprehensive coverage on your car, your insurance company will pay a claim to have it repaired. So, you get a body shop who says it …will cost $1,400 to fit it. If your deductible is, say, $500.00, your insurance company cuts a check to the body shop for $900.00 which is the difference between the damage repair bill and the deductible. Thus, you must come up with the $500.00 amount. (MORE)
When applying for auto insurance, the applicant is usually given options as to the frequency of payment of premiums. It can be monthly, quarterly, semiannually, or annually. Frequently, somewhat of a discount is offered for the longer payment durations, as the insurer incurs lower internal costs, su…ch as for billing. (MORE)
Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific informatio…n. (MORE)
No. They will give you the money for the value of the vehicle and then you are on your own. However, check with your state's Department of Insurance. You might have recourse against the insurance company if you are unable to find a comparable vehicle with the amount they gave you.
Yes, you pay tax, but not to the individual unless he has a dealer's license. Normally you will pay the tax when you register the car in your name. They will ask how much you paid for the car and the tax is based on that.
Traffic and parking tickets in New Jersey are handled by Municipal Courts. You can either make a payment directly to the municipal court, or New Jersey offers a statewide online ticket payment system. In order to use the online system, you will need the ticket that was issued to you so that you can …enter the ticket number. You can find this site at the New Jersey Online Ticket Payment related link. If you need to directly contact the Municipal Court that issued the ticket, visit the New Jersey Courts Guide related link for a complete directory of New Jersey Courts organized by county. (MORE)
Yes, when you register it, the tax is collected by the MVD. If you trade a car in (at dealer) the value of trade in may reduce the amount the taxable sale is calculated on.
There are a number of reasons, two of which include: 1. The financial responsibility law of every state requires liability auto insurance as a condition of registration. This ensures that the owner has some minimum level of insurance that will answer to an innocent party if the insured vehicle's dr…iver is negligent (careless) and causes damage to the person or property of the innocent party. 2. If the vehicle is financed, the lender will require collision coverage. This provides a source of money from which the car can be repaired in the event of a collision. The lender is concerned with this because it loaned money based upon the value of the undamaged vehicle. Repair may therefore restore (most) of the value of the repaired car. (MORE)
It is unclear what you are asking, but I will do my best. If you are asking whether you can buy a car with your disability payments (from a private insurer, Social Security Disability, or otherwise), yes. Keep in mind, though that that may leave you short for other needs, but it is business decis…ion for you to make. The payer of the disability benefits has no obligation to buy a car for you under ordinary circumstances. It would be the very odd situation that would require a disability payer to do so. Nonetheless, a private insurer may consider doing so as a means of facilitating your return to work and thereby no longer qualifying for disability. In the long run, it may be cheaper for it to go "out of policy" and do this, than paying benefits for a very long time. The contract controls what you can collect under a private policy; statutes control what you can collect under public sources of disability, such as Social Security Disability. (MORE)
The pay needed for new applicants that have signed on with Progressive Car Insurance, or known as Progressive Auto Insurance varies greatly depending on one's situation and reliability.
Yes, if you take out collision and comprehensive insurance. The more the car is worth the higher the insurance premium.
This has to do with vehicle usage. For most drivers, when employed we drive to the same familiar location regularly on our work days. Since we go there most every day, we know where all the school zones, stop lights and hazards are located along the way. When unemployed. the presumption is tha…t we may be driving more often than we would normally and we may drive to many different new and unfamiliar places on any given day because we are seeking a new job. This can increase the risk that an accident will occur. (MORE)
To register a car in New Jersey you need Certificate of Title Proof of New Jersey insurance Proof of your Social Security number or exemption The current odometer reading Your driver's license or, if you don't have a New Jersey license, appropriate identification. So no you cant register a car in… NJ without insurace. (MORE)
Depends on value of the car, where it is located, driver's age, experience, driving record, and in some cases, grades in school for a student. Too many variables to give a single answer. It could be $50 or $500 a month.
If the car will be driven while one is in the army, liability insurance should be maintained on the owner and on the person/people who will be driving it. This insurance is protection against claims by third parties based upon negligence by the driver. Many states hold the owner vicariously liable f…or the negligence of the driver and apply a presumption that the owner gave permission to the driver to use the vehicle. Additionally, physical damage coverage should be maintained on it (collision and comprehensive). These pay for the repair of the vehicle in the event of physical damage to it. If the car is garaged while the owner is in the service, one can take a chance and not maintain physical damage coverage on it. However, keep in mind that if the car is financed, the lender may require that physical damage coverage be maintained until the loan is paid with the lender being named on the policyas a loss payee. The failure to do so may constitute a breach of the loan contract. If the lender learns that physical damage coverage has lapsed, it may purchase "single interest" physical damage coverage and charge the premium to the borrower by adding the premium to the loan balance. The premium for this type of insurance is usually significantly greater than were the insured to have kept physical damage coverage in place as required by the lender. (MORE)
There is no average cost for any age groups auto insurance. There are far too many factors that go into the calculation of auto insurance premiums to randomly come up with the numbers. In addition to the age of the driver, you have marital status, good student discounts, driver education discounts, …make, model, year, of vehicle, discounts and surcharges for type of vehicle, coverage limits, multi-car discount, use of the vehicle, distance driven daily, physical damage deductibles, and many other factors that have to do with the price. And that is just the car insurance. Read more: http://wiki.answers.com/Q/What_is_the_average_cost_for_a_17_year_olds_car_insurance#ixzz1ywCynMf2 (MORE)
It depends entirely on what kind of car it is, and the driver's "reputation". Young males driving a new Camaro can expect to pay more than young males driving a Buick Regal. Auto insurance premiums are all about risk assessment. Certain cars and certain ages of cars are statistically associated w…ith greater or lesser risk of accident. Certain kinds of drivers (gender, driving record, age, etc.) are statistically associated with greater or lesser risk of accident. The only way to really know how much you would pay is to ask for a quote from an insurance company on the specific car and the driver who would use it most. (MORE)
Pretty much yes, If your liable for the damage then you have to payfor those damages. If you'd have had your car insurance in place atthe time, it would have paid the bill for you though. Good luck..
This is another case of where the CLUE system shows someone who gets their mail at your address. This simply gives the insurance company a reason to ask you if this person lives in your household and should they be listed as a driver on your insurance application. If the person never drives your veh…icles then you just state this to company in writing and there is no charge for that person on your insurance. You just need to remember that you stated this to the company so then don't lend them your car because they will not be covered. (MORE)
I have not seen a case where a child with ADHD has been charge more for auto insurance that any child of the same sex and age. This is a good question because the auto application does ask if any drivers have any disability and ADHD could be proven to cause more of a risk of an accident. Due to the …attention problems that ADHD cause, and insurance company could easily make the case that a child with diagnosed ADHD would be at a higher risk of having an accident than a child without such a disability. I believe that insurance companies would have to reduce the rates of children without such disorder and make the rates even out in order to make it basically even to them overall but reduce those without ADHD and increase those with ADHD in order to be fair. (MORE)
Lot's I hope. I don't think you should have a drivers license or be allowed to drive at all with two dui charges. I assume you mean within a short time period. Please clean up your act or stay out of a vehicle.
The names of some cheap car insurance providers in New Jersey are "Long Branch Car Insurance", "Bloomfield Car Insurance" and "East Orange Car Insurance".
Car insurance can be purchased in New Jersey from the following insurance agencies: State Farm, Geico, Liberty Mutual, MetLife, Progressive, or 21st Century Auto.
Kind of an odd question. If you get burned from something on your car, that isn't caused by a mechanical fire , I doubt if your insurance company would pay you anything. Their liability is for accidents and damages done to other cars in traffic accidents. You need to provide more info for a better a…nswer. (MORE)
You can find cheap car insurance available in New York through companies such as Liberty Mutual, World Climate, and Progressive. You can also go online to The General's website.