Whose auto insurance will cover you if driving another person?

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This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.

Whose auto insurance will cover you if driving another person's car?

Borrowed Vehicles for the UK In the UK - the general rule is that the driver's own vehicle insurance will pay for any accidents other than when the driver is driving a car with permission and is named on the car owner's policy. If the driver has no insurance the driver has a personal liability to (MORE)

In what circumstances does your auto insurance cover you and the car if you are driving a friends car?

\n. \n Answer \n. \n. \nCar insurance follows the car.\n. \n Answer \n. \nIf you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not.\n. \n Question \n. \nWhat if my f (MORE)

If your primary vehicle is a corporate car supplied by your work do you need personal auto insurance ie does the company policy cover you only when driving that car or on all vehicles?

Answer . \nI would assume that the company policy only covers the company car. You still need at least liability coverage for any other car that you own and want to drive. If by chance you don't own another vehicle I can still think of reasons that you might want a non-owners policy. This woul (MORE)

Who gets the no insurance ticket for driving another persons car?

Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.

Can another person not on your insurance drive your vehicle?

Answer . Most of the time they will be covered by either yours or their insurance if it's not a common practice. If I drive a siblings car here in IL, I'm covered by my insurance, but I'm not exactly supposed to be doing it daily. Call your insurance and pose the question.. Answer . yes b (MORE)

Can you file a small claims suit against a person whose insurance did not cover all your losses in an auto accident?

Depends on the state you are in. Talk to an attorney. We did here in California. Had court on 5/24/11. No one representedmy son, I got his case together for him. The other party showed upwith 3 representatives from her insurance, and they lost. If youhave a strong case against them, I say take them (MORE)

If you have your own auto insurance policy for a different car will you be covered if you drive a car not on your policy?

If the vehicle not listed on the policy is a new car that you have recently purchased, you generally have 30 to notify your insurance company of the change. If the vehicle you are driving is just a friends car then, no. Insurance is primary to the vehicle and it is important that the owner of the ca (MORE)

Does your auto insurance cover your driving out of state?

If you are travelling out of state, your auto insurance will extend to provide coverage in the states you are travelling to. If you are relocating, you will need to purchase insurance in your new state at the time you register your vehicle. Extended coverages between states will provide the same lim (MORE)

Does your liability insurance cover medical for a person if you were not driving?

Your liability insurance does not cover medical expenses in yourvehicle no matter who is driving. Depending on your state and theregulations there, this could vary somewhat. Liability is coveragefor the party and passengers in a vehicle that you hit if you areat fault. If you are talking about a per (MORE)

If the car that you drive is insured but belongs to another person do you have to get insurance to drive it?

Answer Yes, unless you want to be sued by the other person if something happens. Answer If this is your primary vehicle, then you must be included in the insurance policy. Answer You should check with your insurance company. You may have some personal liability. The answer depends (MORE)

Can another persons auto insurance total your car?

Yes, in the sense that the liability insurer for an at-fault driver/owner is responsible only for the actual cash value (ACV) of the damaged vehicle. The ACV is roughly equivalent to the market value of the car immediately before the collision. This takes into account make, model, mileage, accessori (MORE)

Whose auto insurance will cover your passenger if they have no auto insurance?

Answer 1: If you are driving with a passenger that does not have auto insurance or medical insurance, they can be covered under either your policy or the third party's policy depending upon the situation. If you are found at fault for the accident, Medical Payments or Personal Injury Protection wil (MORE)

Does the auto insurance company notify of an accident if a person was driving under another person's name who is paying for the insurance?

If what you are asking is whether the insurer notifies the insured that the person was driving under his/her name when a collision occurs, the issue will probably not arise until a first or a third-party claim is made. At that time, the insurer will investigate, and will need to know the identities (MORE)

Can another person and their vehicle be covered on your auto insurance?

You are required to have an "insurable interest" in order to legally effect coverage. If you have no insurable interest then it would be unlawful to insure someone else or their property. When it comes to property insurance a simple layman's test would be to ask yourself this question. (If the car (MORE)

DOES auto insurance COVER you or your auto?

It depends upon the kind of insurance to which you are referring. Physical damage coverage (collision and comprehensive) covers physical damage to the vehicle insured according to the policy terms. Liability insurance protects you from claims by third parties who may have sustained damages as (MORE)

Can your insurance cover a person who has your permission to drive but is not in insurance and has a accidents?

The best advice I can give you as an insurance agent is not to allow people who are not listed on your insurance policy to drive your vehicles, ever. This is not to say your company will not cover someone driving your vehicle with your permission but it will bring up questions. Insurance companies a (MORE)

Will liability auto insurance policy cover a person driving your car if they have an out of state drivers license or an expired license?

It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that y (MORE)

Is your child covered on your auto insurance if you give them permission to drive your car?

If you have them listed as a driver on your policy then yes they will be covered. If you do not have them listed on the policy then you have violated a primary term of the policy and committed material misrepresentation. When this happens the insurance company has the right and often does deny the c (MORE)

Will auto insurance cover if child drives car on occasionally does not live with you?

No. You policy states that you must list all household members and drivers of any of your vehicles no matter how often. Especially in the situation of a child who is related to your by blood or marriage. Be very careful with issues like this. You are not paying the company for the premium due them f (MORE)