Why doesn't insurance cover circumcision?

Answer 1

To be completely honest, insurance companies that don't cover circumcisions don't make that choice for altruistic or idealistic reasons. They do it because it is financially cheaper for them to not do the circumcision.

Though circumcision does decrease rates of certain medical conditions, and the treatments for these conditions are often more expensive than an infant circumcision. The insurance company gambles that they will not have to pay out. Many men don't develop serious conditions that need treatment, and those that do, are unlikely to still be covered by the same insurance company as an adult when these conditions occur.

Medical insurance companies would find it in their interest not to encourage circumcision. In the first place they would be out of pocket paying to have the child done and after that there are many added risks of problems resulting from the circumcision. Both children and men who remain intact have far fewer problems involving the penis and the performance of same in latter life, it is in their interest to encourage this situation. problems related to the foreskin are very rare and nearly all that develop are easily taken care of without the need for the amputation of the whole thing There is no medical reasoning that calls for the removal of the healthy foreskin and the reasoning that it may avoid problems in the future is akin to the reasoning that amputating the feet cures smelly shoes. There is sound reasoning behind avoiding the procedure on account of the physical and psychological damage that may occur. In any case insurance company's don't gamble they carefully work out their odds and hedge what we would call a bet. It wont be long until circumcision has already become a mater of litigation in parts of the developed world. I doubt that the insurance want to become embroiled in a child sex mutilation situation. these cases are already beginning to pop up in courts. I would personally take them to the cleaners if they were complicit in the mutilation of my penis, luckily I still have it.

Answer 2

Many of them now don't cover routine circumcision, but most will cover it to correct a problem. There enough debate about its benefits to let insurance companies classify circ'ing as not necessary. For adult men, if it's just to look better, it's cosmetic and very rarely covered. For infants, most companies would also say it's cosmetic. I I don't know how insurance companies look at circ'ing for religious reasons. (Jews and Muslims almost always circ infants)

Answer 3

In general no, there would be no reason for insurance to cover circumcision, it is a religious ceremony not a recommended or necessary medical procedure. medical insurance also does not cover the cost of baptism. However if you suffer an injury while performing a religious ritual, any resulting health care will be covered under your insurance.

Answer

It depends on the particular insurance company and the reason for the circumcision. Some cover circumcision of infants, while others only cover it as a medical treatment in certain conditions. To get a more complete answer, you would have to contact insurance companies or salesmen in your area.

Answer 4

No, since there is no medical necessity of circumcision it is often not covered by insurance.

Answer 5

Most of them

Answer 6

no