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Why is there a spider on the US 1 dollar bill?

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No. That's an urban legend.

According to the US Bureau of Engraving and Printing, neither of these items are an intentional part of the design. They're artifacts of the printing process. The design is created by a mechanical engraving machine that produces intricate patterns called engine turnings. The repeating designs by coincidence do appear to make owl- and spider-like images but it's absolutely not intentional.
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