He would probably increase the insurance if you have added or upgraded any of your belongings like jewelry, stereo, TV, or furniture.
Renters insurance is needed in every state. Without it, any damage or theft of your personal possessions is your responsibility. Renters insurance covers your personal property.
Renters insurance is for a person who is renting the place where they live. It protects your property if something happens to that place, such as a fire, flood or theft. Without it, only the owner of the property is covered.
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
Yes my boyfriend got insurance on my van without telling me
No, but if you don't tell them you are married then you are committing insurance fraud.
no
yes, but they can find out through their insurance
Without knowing more, it's hard to say, but in general, the higher the value of your possessions, the more renters' insurance you'll need to cover losses.
If you are a tenant who rents out an apartment, house or building for living space it is a great idea to get renter's insurance. Without renter's insurance you could lose all of your personal property and valuables if a fire or burglary ever occured. The homeowner's insurance would cover the dwelling but not your personal belongings. When you're renting, you'll want to buy renters' insurance to cover your stuff. Here's a place that sells policies: http://www.statefarm.com/insurance/renters/renters.asp
Looking for answers to illegal increase in insurance premium by local company. Are there legal procedures that must be followed before an increase is allowed? Need answers a.s.a.p. MVJB
Renters insurance offers protection for the contents of a home or apartment in the event of fire, natural disaster or theft. Although many tenants feel that they cannot afford this type of insurance, they often don't realize the danger they face in the event their residence burns down. In such a case, homeowners insurance and other insurance that covers the property will mitigate the homeowners loss, but leave the tenant without any help. This type of insurance can be purchased online or from a local insurance agent. Usually, applying for this type of coverage involves tallying items that are stored inside the home, locating the nearest fire station and ordering a policy with the appropriate coverage amount. Most the time, renters insurance is relatively low priced so many tenants think they cannot afford it, but they really can.
If you don't own the property, you can usually still get "renters insurance" that will cover the contents of the house and possibly liability for damages (other than those you might cause intentionally).