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Some insurance companies will cover some of the cost of slab leak repair. You will not be able to get covered for the actual labor to cut the pipe, or the repair parts, but if you have slab leak coverage, the insurance company may pay to find the leak, dig to access the leak, and repair the concrete as well as the floor above the leak's location (subject to the terms and limitations of the policy). Some insurance companies will not cover the cost at all. Call your agent to start the process. If you are dissatisfied with the result, you may want to consider hiring a licensed independent adjuster to analyze the policy on your behalf and to act as your advocate.

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Wiki User

13y ago
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Wiki User

10y ago

Leaky showers and Plumbing are usually covered by a plumbers visit. Occassional maintenance is an normal and expected part of homeownership and is not a covered peril under your home hazard insurance.

Homeowners insurance is Hazard isurance that provides coverage for losses from named perils such as FIre, Wind, Hail, Lightning, falling objects, vandalism, etc.

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Wiki User

8y ago

In General the leak itself would be considered a maintenance issue. Maintenance of the home is not covered under a homeowners insurance policy. However, If your policy includes coverage for "Accidental Water Discharge", then any resulting damage may be covered under that portion of your policy once you have fixed the leak. Accidental Water Discharge coverage will pay to fix the resulting damage, but only after you have performed your required maintenance. Just call a plumber. There would be no point in fixing the resulting damage if the homeowner does not want to fix the leak as the damage would just continue on forever.

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Wiki User

11y ago

General answer would be no. My policy specifically excludes water damage from seepage from or around a plumbing fixture such as tub or shower stall.

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Jim Yenzer

Lvl 1
11mo ago
Coverage for leaky shower pans can vary depending on the specifics of your homeowners insurance policy. It's best to consult with your insurance provider to determine the extent of coverage for such situations.

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Wiki User

12y ago

No, it has to be a sudden burst in a pipe or hot water heater!

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Wiki User

14y ago

If the leak was sudden and accidental, they would cover the water damage. They would not cover the shower pan if the leak was caused by age, wear, tear or faulty construction.

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Wiki User

12y ago

depends on source-some won't cover an act of God if it was a storm or flood unless you have specific flood coverage.

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Wiki User

12y ago

Yes as long as the leak has not been let go for a long period of time before reporting the claim.

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Wiki User

13y ago

no it is specifically excluded

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Q: Will homeowners insurance cover leaky shower pans?
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