Some insurance companies will cover some of the cost of slab leak repair. You will not be able to get covered for the actual labor to cut the pipe, or the repair parts, but if you have slab leak coverage, the insurance company may pay to find the leak, dig to access the leak, and repair the concrete as well as the floor above the leak's location (subject to the terms and limitations of the policy). Some insurance companies will not cover the cost at all. Call your agent to start the process. If you are dissatisfied with the result, you may want to consider hiring a licensed independent adjuster to analyze the policy on your behalf and to act as your advocate.
Leaky showers and Plumbing are usually covered by a plumbers visit. Occassional maintenance is an normal and expected part of homeownership and is not a covered peril under your home hazard insurance.
Homeowners insurance is Hazard isurance that provides coverage for losses from named perils such as FIre, Wind, Hail, Lightning, falling objects, vandalism, etc.
In General the leak itself would be considered a maintenance issue. Maintenance of the home is not covered under a homeowners insurance policy. However, If your policy includes coverage for "Accidental Water Discharge", then any resulting damage may be covered under that portion of your policy once you have fixed the leak. Accidental Water Discharge coverage will pay to fix the resulting damage, but only after you have performed your required maintenance. Just call a plumber. There would be no point in fixing the resulting damage if the homeowner does not want to fix the leak as the damage would just continue on forever.
General answer would be no. My policy specifically excludes water damage from seepage from or around a plumbing fixture such as tub or shower stall.
No, it has to be a sudden burst in a pipe or hot water heater!
If the leak was sudden and accidental, they would cover the water damage. They would not cover the shower pan if the leak was caused by age, wear, tear or faulty construction.
depends on source-some won't cover an act of God if it was a storm or flood unless you have specific flood coverage.
Yes as long as the leak has not been let go for a long period of time before reporting the claim.
no it is specifically excluded
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Inside your home or outside and did you bother to READ your policy?
If you elected "Accidental Water Discharge" coverage when you purchased your policy then yes, you should have coverage up to the specified limits for this type of loss.
Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.
No, your neighbour would have to call his own insurance company to get them to come in to take care of the sewage, unless you are some how negligent in the situation your insurance company will not help them.
It depends on plan/company you have. (NOTE: This answer is coming from a 13 year old)
some will check your policy to make sure
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
There is a great number of variables for this. You need to contact your specific insurance agency for details.
the signs of a valve cover leak are oil on the engine oil is the only thing that can leak from a leaky valve cover
My first thought is a leaky hot water line.
Not likely. This is called homeowner maintenance.