No. If your carpet was damaged by a covered peril. Your insurance policy is only responsible for repair or replacement of the damaged part with like kind and quality. Their is no coverage for cosmetic aesthetics or exact match issues.
Only if it was damaged as a result of a accident.
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
start making payments
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
I highly doubt it. Unless the engine was damaged in an accident, the insurance would not cover it. But, you can ask them.
If you eye is damaged in an accident then insurance will cover the surgery. That is the only way for it not to be a prexisting condition.
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.
No, they will give you the current book value of the car at the time of the crash.
Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.