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Will liability insurance cover it if an employee sues the company and the manager if an employee gets hurt and says the manager was negligent?
Wiki User
∙ 17y ago
Worker's comp would be the employees only refielf unless he alleges the owner was guilty of gross negligence, altered a safety device, etc.
Wiki User
∙ 17y ago
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Can an insurance company say an accident was 5 percent my fault?
yes, if your states liability statue is a ''comparative negligent' state which it must be.........
Will a liability release form keep me from getting sued if an employee gets hurt driving the company car?
There is no need to have your employees sign a liability release form. All you have to do is check with your insurance company to make sure you are covered with liability insurance.
What is the uninsured motorist clause about in the US?
The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.
If an employee is on his way to work and driving a company car and has an accident is the employer liable?
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
What can you do if you have liability who was hit by someone with liability insurance?
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Where to buy product liability insurance?
Insurance Company
Where do you get liability insurance?
From any insurance company of your choice.
What sort of liability insurance does one need for a sole proprietor educational services business?
Hi! You will need Errors and Omissions Insurance. This is basically a liability insurance policy that covers you, your employees and the company from claims of inadequate or negligent work. In addition to E&O insurance, you may also need general liability and commercial auto insurance. If you have a physical office and travel from location to location, general liability insurance will cover you in the event of a client or vendor being hurt while working on your job. A commercial auto policy will cover you if you are specifically using your vehicle for business purposes. Last but not least, if you are planning on having employees, you must also have worker's compensation insurance to limit your liability if an employee is hurt on the job. I hope this helps!
What is liability exposure?
Liability exposure is when a company or a person is open to being sued. Typically, they are negligent and cause harm, which makes the exposed to a lawsuit.
Why is there a need for house insurance?
Insurance companies are in the business in accepting your risk in exchange for an insurance premium. You have the risk of loss in loosing your home to fire, theft, windstorm, flood, lightning, etc and by purchasing a policy you are transferring this risk of loss to the insurance company who agrees to rebuild your home or give you the funds to do so. The liability coverage also transfers the risk of liability loss from yourself to the insurance company. If someone came to your home and was injured on your steps by falling and you were negligent by not securing the steps properly and putting sturdy handrails on the steps. The insurance company protects you by providing your defense costs plus it pays any damages to the claimant if you are found negligent and required to pay a judgement by the courts.
Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?
No, They can not
