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How much does medicare pay a medicare supplement plan?
ZERO! Don't confuse Medicare Advantage with Medicare Supplemental Insurance. It's like confusing the dog with it's terd.
I understand when Medicare is primary and when Medicare is secondary. What is the difference in coverage between a Medicare Supplement and Medicare as a secondary insurer?
If you have a Medicare Supplement then the provider will bill Original Medicare first. At that time Medicare will pay the allowable amount and then return an explanation of benefits stating the beneficiary's portion. Based on the Medicare Supplement Plan that is in place (A-N) the Medicare Supplement will pay a portion or all of the remaining amount due. If they pay only a portion based on the plan (A-N), then according the plan guidelines, the beneficiary would pay any outstanding amount at that time. If a Medicare beneficiary is covered on a employer or retiree group plan and due to the size of the plan, the group plan is primary, then the group plan benefits will apply first and any amounts due by the Beneficiary will be billed to Medicare second. If it is a Medicare covered service, then Medicare will pay the remaining amount due as the secondary payor up to the amount allowed by Medicare. If the service is not allowed by Medicare, than the beneficiary's co-insurance or co-payment under the group plan would be their responsibility.
When you are on medicare can you have a supplemental plan and also an advantage plan?
AnswerYes but the supplement won't pay anything then.
Can an employer offer to pay Medicare and Medicare Supplement premiums of the Medicare eligible employees and dependents if the employee wants to move off of the employer sponsored group health plan?
no
Does blue cross blue shield cover bariatric surgery under supplimentary Medicare coverage?
Any medical procedure connected to a Medicare plan will need to be proven medically necessary by the doctor. You doctor will know whether or not you can use your Medicare Supplement to pay for the surgery.
What type of supplement plans are offered by Medicare?
The type of supplement plans that are offered by Medicare depend on the area in which you live. Even then they use vague plan names like "Plan A" or "Plan B". Each of these services vary in how much Medicare will help pay for one's medication.
What is the best Medicare part B supplement policy?
The "best" supplement is the one that you can afford. Here's how the supplements work: Medigap, also called a Medicare Supplement, basically pays the portion of medical expenses that Medicare expects you to pay. Medicare is an "80/20" plan, meaning Medicare pays 80% of the bill and you pay 20% of the bill. Medigap can pay the 20% for you. Depending on which Medigap plan you choose, the plan can also pay the (2009) $1068.00 hositalization (Part A) deductible for you and the $135.00 doctor's office (Part B) deductible for you.Now, generally plans A-F are offered by insurance companies. The cost of the plans will vary from company to company BUT the overall coverage of the plan is the same as regulated by Medicare.
What is the best supplement insurance for seniors?
The "best" supplement is the one that you can afford. Here's how the supplements work: Medigap, also called a Medicare Supplement, basically pays the portion of medical expenses that Medicare expects you to pay. Medicare is an "80/20" plan, meaning Medicare pays 80% of the bill and you pay 20% of the bill. Medigap can pay the 20% for you. Depending on which Medigap plan you choose, the plan can also pay the (2009) $1068.00 hositalization deductible for you and the $135.00 doctor's office deductible for you.Now, generally plans A-F are offered by insurance companies. The cost of the plans will vary from company to company BUT the overall coverage of the plan is the same as regulated by Medicare.
What are the Medicare supplement options for California seniors?
There is Medicare C and D which are pretty popular for people who are on low income. There is regualar medicare, however you may have to pay out of pocket since the doctor visits are much less.
What is the definition of medigap?
Medigap, also called a Medicare Supplement, basically pays the portion of medical expenses that Medicare expects you to pay. Medicare is an "80/20" plan, meaning Medicare pays 80% of the bill and you pay 20% of the bill. Medigap can pay the 20% for you. Depending on which Medigap plan you choose, the plan can also pay the (2009) $1068.00 hositalization deductible for you and the $135.00 doctor's office deductible for you.
What is a medicare supplemental plan?
Medicare is medical insurance that the government provides at age 65- but it does NOT cover all medical expenses. A Medicare Supplement plan is additional insurance that you buy from a private company that will cover the medical expenses that Medicare does not cover.
Can you collect Medicare coinsurance in advance?
Medicare is an "80/20" plan. Medicare pays 80% of the bill and you are expected to pay 20%, unless you have a Medicare Supplement to pay the 20% for you. The 20% is your coinsurance. The coinsurance should be collected at time of service or billed to you after the service has been provided. If a provider is asking you to pay any money in advance prior to providing you a service, it may be time to seek a "second opinion."
