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You have collision insurance is uninsured motorist insurance necessary?
Wiki User
∙ 14y ago
Collision insurance will cover the damages to your vehicle- no matter who is At Fault.
Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering).
Liability = Other vehicle damage
Injuries to driver/passenger in other vehicle
Injuries to passengers in your vehicle if you are at fault
Collision/Comprehensive = Cover damages to your car
Uninsured/Under-insured = Injuries to you or your passengers when another vehicle is at fault and does not have insurance or has minimum coverage
Wiki User
∙ 14y ago
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In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?
The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.
What is an uninsured motorist endorsement?
An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.
Who is considered an uninsured motorist?
Anyone without valid auto insurance that is driving is an uninsured motorist.
If someone dented your car in a parking lot then left would your uninsured motorist insurance cover the damages?
no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........
If you rear-ended someone and you dont have collision will your insurance company still pay for the damage of your car?
No your vehicle is not covered. That is why it is always recommended that you carry comp and collision and uninsured motorist.
How can you recover from an uninsured motorist?
If you have uninsured motorist coverage let your insurance company settle with you then recover from the motorist in court. If you don't you will have to take the motorist to court yourself. Your insurance company is far better equipped for this than you are.
What is a description of the options available with auto insurance?
Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)
What does waiver of collision deductible coverage in California for uninsured motorists coverage?
The California Collision Deductible Waiver (CDW) is coverage which waives your collision deductible if you are hit by a negligent uninsured motorist. The CDW option with a personal auto insurance policy in California pays your collision deductible when you carry collision coverage on a vehicle that is damaged by an uninsured or hit-and-run motorist who is at fault. Coverage typically applies only when there is actual physical contact and when you can identify the uninsured driver or vehicle. Some insurance companies will not even talk about the coverage even if it is included in your policy until you bring it to their attention.
Who has the best Virginia uninsured motorist insurance?
The best Virginia uninsured motorist insurance is probably the one offered by Triple A Auto Insurance of the one offered by Farmer's auto insurance or Geico.
If someone hit your car and didnt have insurance is it covered by uninsured motorist?
Yes as long as your policy has uninsured motorist coverage on your policy.
What states offer uninsured motorist insurance?
states like washington, newjersey, neyork, pensilvania, virginia, offers uninsured motorist
Does uninsured motorist insurance pay if you hit a deer?
Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.
