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You have no collision coverage and was hit by another car what can you do?
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∙ 14y ago
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Does Geico offer Illinois collision car insurance?
Yes Geico offers collision car insurance Geico Collision coverage pays for damage to your car when your car hits, or is hit by, another vehicle or other object.
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
Do you have to pay the deductible when your car is damaged by a hit and run driver if you don't have uninsured motorist coverage?
If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.
If you hit your own car while driving another persons car is there coverage?
The Property Damage coverage on the car you were driving should cover the damage to your own car. In the event that the car you were driving didn't have insurance coverage then you may be able to make a claim under your own Collision coverage or Uninsured Motorist Property Damage coverage could apply.
When is a car comprehensively insured?
Comprehensive is a type of coverage you can add to an automobile policy. Comprehensive coverage is a physical damage coverage that includes damage to your vehicle that is not included in collision coverage. Collision coverage is damage done when you hit something or turn the vehicle over. Comprehensive includes fire, theft, vandalism, and animal collision. You can have comprehensive without collision but not collision without comprehensive.
My parked car was damaged by a hit and run driver?
If you have collision coverage on your car, your insurance co will pay for your damages. However, if you don't have such coverage, you're stuck with all bills.
What happens if I have no collision coverage but hit a deer?
Then you are in luck !! If you have comprehensive coverage, because that is the coverage that covers an animal hit.
Who is responsible if your car is stolen and hits another car?
the unfortunate car that was hit by the 'thief' will file it under their collision coverage and then attempt to recoup monies from the thief , restitution, you are not liable for the damage caused by a thief that stole your vehicle......
If you hit a curb and your car is damaged can you claim insurance?
Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.
What if your legally parked car is hit but it is not covered by collision?
You have to hope the guy who hit it offer up his liability coverage. You might consider broader Auto Insurance Coverage in the future when you can afford it.
What do you ask the insurance company for if your car was hit while parked?
If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.
If you hit a high water area and hydro planed and hit a tree will comprehensive insurance cover the damage?
Your collision coverage should pay for the damage caused by hitting the tree.Comprehensive insurance covers water damage, hail and flood. However, in your scenario, the damage was only indirectly caused by the water. Damage to your car caused by hitting another car or a fixed object is paid for by your collision coverage.
