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No. You should be an honorable person and pay your debts. I like the first response. And realistically, you may well escape many debts at the conclusion of a C 13...as they frequently don't pay off everything anyway. But, a question like this is exceptionally situational...and the first thing is, C-13 which requires at least some minimal payments to your creditors, is really a requirement under the BK laws. You may not qualify for a c-7 anyway.

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Q: You still owe on a chapter 13 plan for 2 more years should you file a chapter 7 to just clear up the debt?
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Related questions

Is chapter 7 bankruptcy clear 10 years from court announcement or hearing date?

Chapter 7 Bankruptcy will be removed from a credit report 10 years after the date the Bankruptcy was FILED.


If a chapter 13 is dismissed does it still stay on your credit report for 7 years?

Yes.


Will IRS still take your income taxes after filing chapter 13 bankruptcy?

If you still owe federal income taxes, they will. But if they don't take it, the chapter 13 trustee gets the tax refund. You should have listed any income taxes that were dischargeable (due more that 3 years prior to the filing date).


How long does bankruptsy last?

A chapter 7 should be about 3-4 months. A chapter 13 can be between 3-5 years. A BK stays on your credit report for 10 years.


You file chapter 7 in 2000 what if it still showing on your report?

It will for at least 10 years....from discharge date.


You are going to meet up with a girl you dated 4 years ago and you are 18 now should you make a move?

If you still have feelings for her the go for it! You should be clear and tell her what you want, most girls like confidence.


If you file a chapter 13 and later it turns into a seven Does it still stay on your report for 10 years or does it stay on for the 7 years?

It will remain for the required 10 years


What happens when a person dies and they filed chapter 13 four years ago?

If the Chapter 13 Plan is still being paid and is still needed, it can continue. Someone will have to be responsible to continue the plan, whether there is an estate fiduciary (executor or administrator) or not. Check with the Chapter 13 Trustee.


Would filing chapter 7 bankruptcy clear foreclosure from your credit report?

No, in fact it will leave a Bankruptcy record on your credit report for 10 years.


If you had a bankruptcy removed from your credit report would you still be able to challenge that dispute in the same manner after 6 years?

A dismissed chapter 13 remains on a credit report for 7 years. A dismissed chapter 7 or 11 remains for 10 years. A discharged chapter 7 or 13 or 11 remains for 10 years. If the date for the dismissal or discharge exceeds any of the above time limits then the consumer should contact the credit bureaus by written correspondence requesting the entry be expunged.


How many years between chapter 7 bankrutpcys?

8 years for chapter 7. 6 years for chapter 13 with a few exceptions.


You filed chapter 7 bankruptcy 3012002 it still remains on your credit report can you have this removed because it has been seven years?

No....10 years from discharge