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Yes. The deductible is applicable regardless of fault, location, or anything for that matter. You agreed to pay a portion of the damages when you signed your policy contract. The deductible is your portion. It's sort of like a co-pay.

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Q: Your daughter was driving your car out of New York State and a deer hit the car the car is registered and insured in New York Sstate should you have to pay the deductible?
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