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If your regular direct deposit date is other than the first or the third day of the month, then your check is deposited on the second, third or fourth Wednesday of the month, based on the birth date of the person on whose work record your check is drawn (yours or a spouse). The actual date of deposit may change by as much six days from one month to the next.

Start by checking the calendar against the deposit schedule, below, to be sure your check is really late.

If the birthday occurred on the:

  • 1st through 10th, your deposit will be on the second Wednesday of each month
  • 11th through 20th, your deposit will be on the third Wednesday of each month
  • 21st through 31st, your deposit will be on the fourth Wednesday of each month
  • If you receive Supplemental Security Income (SSI) checks only, your deposit will be on the first day of the month
  • If benefits began prior to May 1997 or you receive both SSDI and SSI benefits, your deposit will be on third day of the month
  • If the scheduled date falls on a holiday, benefits are paid one business day earlier than scheduled.

If you determine the deposit really is late, call the Social Security Administration at 1-800-772-1213 Monday through Friday from 7:00 am until 7:00 pm and speak to a representative.

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13y ago
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13y ago

You should contact the social security administration for some assistance with this matter.

The below contact information come from the SSA gov website SOCIAL SECURITY BENEFITS ONLINE

By calling 1-800-772-1213, you can use our automated telephone services to get recorded information and conduct some business 24 hours a day.

If you cannot handle your business through our automated services, you can speak to a Social Security representative between 7 AM. and 7 PM. Monday through Friday.

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12y ago

If the benefit check is more than two weeks overdue, the beneficiary should contact the local SSA office.

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9y ago

If your disability check is late by mail, you should wait three days before contacting the Social Security Administration. Direct deposited checks can be reported late immediately.

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Q: Who should you call if your social security check is late?
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