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Your husband wants to put you as a second cardholder on his credit card you have a bad credit score as you were in debt a few years ago Will you be able to be the second card holder?
Wiki User
∙ 15y ago
Yes because he is responsible for the debt, not you.
Wiki User
∙ 15y ago
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Does a second credit card holder receive a credit card?
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.
Can adding a second card holder to your credit account affect your credit score?
Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.
If you have a credit card can you get one for someone as a second card holder who has no credit and cannot get any and will that help their credit?
no-- they are just a second card holder (user). you can add someone without their signature-- therefore the place has no information on them so how could it help them. And beware --- they may not pay it back.
Does wife credit card affect husband?
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
The primary card holder has good credit scoring and applies for a credit card but the second card holder has defaults will it affect the application?
It depends. If the second person is just an authorized user, meaning. they are not the responsible party for paying the account. You would only put the primaries social security number, income, and job information on the paperwork. If you put the secondaries private information on the application then it would affect the application.
If you adds your sister as a second cardholder to an account will your credit be negatively affected by your sister's bad credit?
No. Only is she became a joint account holder, then both persons credit would be affected if any default occurred.
Does a second credit card holder receive a credit card?
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.
Can adding a second card holder to your credit account affect your credit score?
Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.
If you have a credit card can you get one for someone as a second card holder who has no credit and cannot get any and will that help their credit?
no-- they are just a second card holder (user). you can add someone without their signature-- therefore the place has no information on them so how could it help them. And beware --- they may not pay it back.
What information do you need to give to the credit card company to add an authorized user?
Usually all you need is the person's name and their relationship to the account holder. Credit Card issuers have different criteria for adding an authorized person or a second card holder.
Is the second card hold responsible for bill?
if you mean credit card, it is the responsibility of the PRIME (meaning the person in whose name the card is under) card holder, so it is only ethical that the second card holder pays their own charges,
Does wife credit card affect husband?
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
The primary card holder has good credit scoring and applies for a credit card but the second card holder has defaults will it affect the application?
It depends. If the second person is just an authorized user, meaning. they are not the responsible party for paying the account. You would only put the primaries social security number, income, and job information on the paperwork. If you put the secondaries private information on the application then it would affect the application.
If you were the second card holder on credit cards under your husband's name are you responsible for the debt if he passes away?
Yes you are. Call your credit card company (hopefully your husband is not deceased) and ask them about insurance to provide protection for such a thing. I have it on my husband and my own credit card. This way if one of us should pass away it is automatically paid off to a certain limit (I live in Canada and it's usually up to $15,000.) If your husband has passed on you automatically get the house, properties, etc., unless otherwise specified in his Will. All taxes on properties (if the properties are not in your name as well) are paid and all debts are paid by action of Probate. What is left over is yours. If you and your husband had joint ownership in everything then it's fairly simple. Go to your banking insitution and they will certainly help you out with these matters. Marcy
Who does Cleopatra marry second?
Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.Cleopatra's second husband was her youngest brother, Ptolemy XIV.
Is the second person on a credit card legally responsible to pay the debt?
Maybe. If the "second" person is an actual account holder then he or she is liable for the debt. If the "second" person is an authorized user of the account, he or she is not legally responsible for the debt but that does not mean the creditor will not attempt to collect from the AU. Additionally, married persons living in community property states are generally liable for credit card debt and other debts incurred during the marriage even when only one spouse is the actual account holder.
You are a second credit card holder your cousin issued you credit card because you are new in the USA does this give you points or build your credit history the card with your name and your signature?
Not anymore. This year marks the beginning of a new policy for FICO scores regarding authorized users. It will no longer add positive entries to your credit report.
