Depending if your in an at-fault state. But to answer your question, yes it will go up...
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
Do you mean you hit something laying in the road? Depends how it is rated, (liablity wise or chargeable or non-chargeable) contact your insurance companys policy services they should be able to tell you.
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.
Rather than turn in a claim to your auto insurance, why not just go after the owner of the bicycle? Let their homeowners insurance cover the loss then you don't even have to worry about your auto insurance rates.
If you file a comprehensive claim with your company, they might hike your rate since you're essentially "billing" them for the damages.
Yes, you will need to file a claim with your own insurance company. Then, you can go after the individual who hit you. You will need a paper trail as to what you paid out of pocket in order to be win that amount in court.
No. It does not matter.
You can go to dmv.com to search for insurance rate in PA
If you were the victim of a hit and run then your insurance rates shouldn't change. If you were doing the hit and run then you should expect to get cancelled.
It depends on whether it's a no-fault state.
Your insurance will usually only go up if it is determined that an accident was your fault. If someone hit your car when you weren't there, then most likely, you couldn't avoid it and it wasn't your fault. Unless you parked it in the middle of a freeway or something like that.