the girlfriends because its her car that started the crash but the son should offer to pay for the damages
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
The insurance will not stand if some one else was driving the car, in Florida.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
Their insurance would be primary and your insurance would be secondary, generally speaking.
Car driving convictions affect the cost of one's insurance in the following way: the more conviction one has, the higher the price is for insurance, since one is more likely to make an accident again.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.
As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees
If you just bought a Car, You need to put the insurance in "Your" Name. If you want your girlfriend to be a covered driver you can add her to the policy as an addiitional driver. Putting the insurance in your girlfriends name provides coverage for your girlfriend but would not provide insurance for yourself. If you want to put the insurance in your girlfriends name just because you think it''s cheaper and you know you will be driving, Then this would constitute misrepresentaion of the risk, AKA "Insurance Fraud" and the Insurance company woudl have no obligation to pay for an accident that you have.