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Someone taking out a life insurance policy is a private issue and is not the concern of someone else. If you are concerned that someone took out a policy on you without your knowledge that is very unlikely as you would have to sign the application normally in front of the insurance agent who will have to witness that they saw you sign it. The only case that the insured doesn't have to sign is if they are a minor at the time the policy taken out.

In addition to the foregoing is the concept of "insurable interest". This applies to all kinds of insurance. Essentially, it means that in order to insure something, the person or entity buying the insurance must have a "stake" in or something to lose if the casualty insured against befalls the person or property that is insured.

With respect to life insurance, one always has an insurable interest in his/her own life. In addition, one generally has an insurable interest in a person who provides monetary or emotional support, such as a parent. Sometimes, the "love and affection" aspect of insurable interest extends as far out as grandparents, but that depends upon the state in which the insurance is issued and the insurer.

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āˆ™ 10y ago
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yavaline@hotmail.com

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āˆ™ 2y ago

How do I find out if my sister took out a life insurance on my dad.He was ill so Iā€™m sure if he signed or not .She was his pow at the time.I need to block this ASAP .

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Q: How to find out if someone has taken out a life insurance policy?
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How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?

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Can you find out if someone has life insurance on you?

I don't think so. Typically life insurance policies are taken by people for themselves or for their family members. The person who has taken the policy is the only one with whom the insurance company will interact. So, the chances that some random individual has taken a policy on your name are pretty slim and even if they have, the insurance co will not share details with you.


How do you find lost life insurance?

If you believe someone has a life insurance policy but you cannot find the actual policy or who the coverage is with you can get help through The Center for Life Insurance Disputes.


What do you do to find out if a sibling has taken out a life insurance policy on her father but the father had no will?

ask the sibling.


If someone was convicted of a DUI but the insurance policy is under someone else's name will the insurance ever find out?

Yes, it does not matter if you have your own policy or are listed on someone else's policy, you will be surcharged for the DUI probably for the next 5 years.


How do you find insurance policies illegally taken out on insured who is still living?

You don't. Insurance policy information is non-public.


How do I find out about a 10-m-special whole life policy that was taken out with durham life insurance company and is paid in full?

Find out in what state the life insurance policy was taken out in. Call the Insurance regulator of that state and ask them how to get the number for Durham Life Insurance. Call them and give them the policy number or the Social Security number of the Insured. They should be able to assist you.


How do you find out if someone had a insurance policy after they die?

By referring to the family members on survival


Can i find someone's insurance company from their policy number?

A policy number will be specific to one insurance company. However, it will not be recognizable to just anyone looking at it.


How can you find out if someone has taken out a life insurance policy on your recently deceased father?

In order to take out a life insurance policy on your father, they would have needed an insurable interest. This limits it to family members and creditors. Ask! No, only your father can take out a life insurance policy on himself. He could have taken one out on himself with his friend or pastor being the beneficiary (person who collects after final debts are paid), although no one else is able to take out a policy one someone else. And no one else besides the owner of the policy may make changes to an existing policy. Hope this helps.


How can you find out if someone has a life insurance policy?

Things may have changed since I worked in insurance (1997-1998), but generally speaking the existence of an insurance policy could only be confirmed to the insured, the policy owner, or a beneficiary, or someone with power of attorney for one of them. *Check with The Center for Life Insurance Disputes.