de novo

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Over again, anew.

[Latin dē novō.]

Newly chartered bank, as opposed to a bank acquired through a purchase Acquisition or a newly opened branch banking office. Banking expansion can take place through chartering of new banks and approval of new branch offices by state banking departments, or through the acquisition of existing banks (and banking offices). In states where de novo branching is tightly regulated, for example, the Unit Banking states in the Midwest where branching is prohibited by state law, banking companies have frequently been able to expand geographically by forming a multibank holding company, which then acquired other banks. State Interstate Banking laws have permitted banking expansion only through holding company acquisitions, rather than de novo charters of new banks.

[Latin, Anew.] A second time; afresh. A trial or a hearing that is ordered by an appellate court that has reviewed the record of a hearing in a lower court and sent the matter back to the original court for a new trial, as if it had not been previously heard nor decided.

anew, literally, from a new [start]

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