Does New York allow spouses to have separate auto insurance policies?

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NY and Auto PoliciesYou can have separate policies, but most of the time, it is cheaper to be on the same policy. A NY Insurance Company will ask the question of being married, and if there are other licensed operators in the household, regardless of if they drive the car. It is always said that if there are others in the household that they do have access the the vehicle (last car in the driveway theory). If you commit fraud, you can be denied a claim.
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Can you remove your separated spouse from your car insurance policy in Virginia?

I know that it is easy to think you don't want to pay for the other person's insurance but you must think logically about this. You are still legally married and are liable fo (MORE)