To Whom It May Concern:\n.
\nIn response to your constant phone calls and in accordance with FDCPA (15 USC 1692c) Section 805(c), I am exercising my legal rights… as a consumer.\n.
\nYou must cease all communication with me after receiving this written notification that I no longer wish to communicate with your agency or its representatives.\n.
\nTherefore, I demand that you "cease and desist" calling me and members of my family at home, place of employment, cell phone or at any other location. \n.
\nIn accordance with the federal FDCPA you may only contact me to inform me that:\n.
\n(1) Collection efforts are being terminated.\n.
\n(2) Specified remedies may be invoked.\n.
\n(3) A specified remedy has been invoked\n.
\nAlso be advised that I am keeping a record of your contact with me and my family members including the recording all telephone conversations. I am equally prepared to file a complaint with the Attorney General's office and further execise my legal rights under Section 813 of the FDCPA.\n.
\n(Change the wording to what best suits the individual's circumstances and be certain to include all necessary account information, the exact name on the account and the number. \n"Specified remedies may be invoked" is defined as, the account being sold to a third party creditor, possible arbitration action or a lawsuit. "Specified remedy has been invoked" either one of the afore mentioned actions).\n.
\nConsult the laws of the state of residency concerning the taping of telephone conversations. ( Full Answer )