Until you requalify with a weapon with a different proficiency level (expert or sharpshooter)

how do i get my name off my ex husbands mortgage in new york state if he cannot requalify with the bank

Yes, but they may need to requalify, or cash it out. The cash payoff, may be much lower than the loan amount, depending on the state. It will depend upon if the interest is figured into the loan, or not. Since you are paying off the loan early, that may eliminate some interest. Communicate with your bank. They do not want the car back, and will try to help you out.

According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 3 words with the pattern -----L-FY. That is, nine letter words with 6th letter L and 8th letter F and 9th letter Y. In alphabetical order, they are:

exemplify

requalify

unqualify

Nail technicians need to obtain a certificate upon completing the required program and coursework. This certificate can be obtained from a number of universities offering a certificate as a nail technician. Some salons hire nail technicians without certification, and rely on a more hands-on approach. The certificate once acquired does not need to be updated annually.