| Operating area | Indonesia |
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| Founded | 1993 |
ATM Bersama is one of the many interbank networks in Indonesia, connecting the ATM networks of twenty-one banks in Indonesia. It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines.
At present, ATM Bersama has over 70 members with 17,000 ATMs over all of Indonesia's provinces and countless of Indonesia's cities. The network is owned by PT Artajasa Pembayaran Elektronis.
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ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network. In 2004 ARTAJASA made a cross-border ATM Bersama with partner provider MEPS, Malaysia to service Indonesian workers, students living there as well as tourists. Singapore and Thailand have already been linked to the ATM Bersama network with NETS and ITMX respectively.[1]
The following banks are the current members of ATM Bersama network[2]:
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