Protection for the assets of a business (including merchandise for sale, real property, money and securities) in the event of robbery, burglary, larceny, forgery, and embezzlement. Coverage is provided in package policies such as Special Multiperil Insurance (SMP) policy Section III, largely replaced by the Commercial Package Policy and the Business-Owners Policy (BOP) Section III. Or coverage can be written under separate policies such as: Bank Burglary and Robbery Insurance, Combination Safe Depository Insurance, Mercantile Open-Stock, Burglary Insurance, Mercantile Robbery Insurance, Mercantile Safe Burglary Insurance, Money and Securities Broad Form Policy, Office Burglary and Robbery Insurance, Paymaster Robbery Insurance, Storekeepers Burglary and Robbery Insurance.




