Central Virginia Bankshares, Inc.

Type: Public
On the web: http://www.centralvabank.com
Employees: 129

Central Virginia Bankshares is the holding company for Central Virginia Bank, which operates about 10 branches in -- you guessed it -- central Virginia. Targeting individuals and local business customers, the bank offers such standard retail services as checking and savings accounts, CDs, IRAs, and credit cards. Through an affiliation with The Trust Company of Virginia, the bank also provides (you guessed it again) trust services. Central Virginia Bankshares' loan portfolio consists of a mix of residential and commercial mortgages, real estate construction loans, home equity loans, and business and consumer loans.

Key numbers for fiscal year ending December, 2007:
Sales: $34.2M
One year growth: 9.0%
Net income: $4.0M
Income growth: (22.5%)

Officers:
Chairman Emeritus: John B. Larus
Chairman: James T. Napier
Vice Chairman, President, and CEO; President and CEO, Central Virginia Bank: Ralph L. Lyons

Competitors:
Bank of America
BB&T
Wachovia Corp