Complete coverage for hospital and physician charges subject to deductibles and coinsurance. This coverage combines basic medical expense policy and major medical policy. See also Group Health Insurance; Health Maintenance Organization (HMO).
Comprehensive health insurance
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Complete coverage for hospital and physician charges subject to deductibles and coinsurance. This coverage combines basic medical expense policy and major medical policy. See also Group Health Insurance; Health Maintenance Organization (HMO).
| Wikipedia: Comprehensive health insurance (Maine) |
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In June of 2003, the Maine, USA Legislature passed a comprehensive health insurance plan, granting low-cost coverage available to all state residents by 2009. Through a semi-private agency, the state will provide coverage to uninsured residents, small businesses and municipalities and the self-employed.
Premiums are to be set on a sliding scale. For example, individuals making below $27,000 and families making below $55,000 will be eligible for reduced rates.
A watchdog group will be created to monitor hospital and doctor costs.
The bill passed the Maine House of Representatives 105 to 38, and the Maine Senate 25 to 8.
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