| Student loans in the U.S. |
| Regulatory framework |
|---|
| Higher Education Act of 1965 US Dept of Education FAFSA Cost of attendance |
| Distribution channels |
| Federal Direct Student Loan Program FFELP |
| Loan products |
| Perkins · Stafford PLUS · Consolidation Loans |
In education finance in the United States, the cost of attendance is the estimated full and reasonable cost of completing a full year as a full-time student. The cost of attendance is published by each educational institution and typically includes:
- Tuition and fees payable to the institution
- Books and supplies
- Room and board
- Personal costs, transportation
- If the person has a child or dependent child care is also factored into the cost of attendance.
The published cost of attendance establishes the limits for qualified financial aid and student loans available to the student.
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