Credit Analyst

1. Person who evaluates the financial history and financial statements of credit applicants, with an eye toward assessing creditworthiness. An analyst is trained to evaluate: 1) the applicant's financial strength; 2) the probability of full repayment; and 3) whether collateral or a cosigner is needed to adequately secure the loan.

2. Person who evaluates the earnings and financial performance of corporations. The preferred term is financial analyst or securities analyst.