disposable income

For more information on disposable income, visit Britannica.com.

The amount of after-tax income that is available to divide between spending and personal savings.

Investopedia Says:
This is also known as your take-home pay.

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Net income remaining after state, federal, and local taxes are paid, and available for consumption or saving. Distinguish from discretionary income, which is income remaining after meeting essential household expenses, such as food and housing costs.