exclusions

Provision in an insurance policy that indicates what is denied coverage. For example, common exclusions are: hazards deemed so catastrophic in nature that they are uninsurable, such as war; wear and tear, since they are expected through the use of a product; property covered by other insurance, in order to eliminate duplication that would profit the insured; liability arising out of contracts; and liability arising out of Workers Compensation laws. Exclusions are also listed in a Boiler and Machinery Insurance policy, Business Automobile Policy, Business Income Coverage Form, Homeowners Insurance Policy Liability Policy, and Commercial Package Policy.

Dental services not covered under a dental benefits program.